Cost Of Living in Highlands-Baywood Park, CA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Highlands-Baywood Park	California	National
Cost of living	241	140	100
Goods & Services	120	111	100
Groceries	123	112	100
Health care	125	109	100
Housing	512	196	100
Transportation	132	126	100
Utilities	136	127	100

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Cost Of Living Quick Facts

The cost of living in Highlands-Baywood Park is 73% higher than the California average
The cost of living in Highlands-Baywood Park is 141% higher than the national average
Highlands-Baywood Park housing is 412% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$170,556	$14,213	$3,979	$5,117
Renters	$118,750	$9,896	$2,771	$3,563

To approximate the cost of living and the housing affordability in Highlands-Baywood Park, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Highlands-Baywood Park have a median income of $170,556. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,979 per month to avoid calamity and poverty. The renters in the city have an income of about $118,750, which would make their monthly maximum allowable rental costs $2,771.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Highlands-Baywood Park	National avg.	Difference
Haircut	$28.38	$24.26	17.0%
Beauty Salon	$85.43	$45.56	87.5%
Toothpaste	$4.09	$3.70	10.4%
Shampoo	$1.65	$1.28	29.1%
Movie	$16.02	$12.13	32.0%
Bowling	$24.01	$18.00	33.4%

Groceries

Item	Highlands-Baywood Park	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$2.11	$1.57	34.1%
Milk	$5.18	$4.67	10.9%
Potatoes	$4.98	$4.93	0.9%
Pizza	$15.74	$12.09	30.2%
Beer	$11.21	$10.41	7.6%

Health Care

Item	Highlands-Baywood Park	National avg.	Difference
Optometrist	$159.79	$125.68	27.1%
Doctor	$174.45	$135.78	28.5%
Dentist	$155.36	$113.29	37.1%
Ibuprofen	$11.30	$10.65	6.1%
Lipitor	$498.84	$468.60	6.5%

Housing

Item	Highlands-Baywood Park	National avg.	Difference
Home Price	$1,184,000.00	$184,700.00	541.0%
Avg. Mortgage Payment	$7,224.18	$2,346.69	207.8%
Apartment Rent	$2,007.00	$949.00	111.5%

Transportation

Item	Highlands-Baywood Park	National avg.	Difference
Gasoline	$4.63	$3.46	33.9%
Tire Balancing	$75.33	$59.92	25.7%

Utilities

Item	Highlands-Baywood Park	National avg.	Difference
All Electricity	$298.77	$193.99	54.0%
Phone	$203.63	$192.25	5.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mountain View CDP, CA	2,585	130	30.1%
Cherryland, CA	15,976	158	58.3%
Ashland, CA	23,566	164	63.8%
San Lorenzo, CA	30,117	171	71.4%
San Leandro, CA	90,489	172	71.8%
Highlands-Baywood Park, CA	4,261	241	140.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cortland, IL	4,261	96	3.6%
Centralia, MO	4,260	85	15.3%
Medina, TN	4,260	94	6.0%
Morgan, UT	4,259	116	15.7%
Lyons, GA	4,263	80	20.3%
Highlands-Baywood Park, CA	4,261	241	140.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Highlands-Baywood Park, CA