F
141%
Overall NAT. AVG.
20%
Goods & Services NAT. AVG.
412%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Highlands-Baywood Park California National
Cost of living241140100
Goods & Services120111100
Groceries123112100
Health care125109100
Housing512196100
Transportation132126100
Utilities136127100
New Real Estate Listings in Highlands-Baywood Park Area
Search Homes for Sale in Highlands-Baywood Park, CA

Cost Of Living Quick Facts

  • The cost of living in Highlands-Baywood Park is 73% higher than the California average
  • The cost of living in Highlands-Baywood Park is 141% higher than the national average
  • Highlands-Baywood Park housing is 412% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Highlands-Baywood Park

See all the best places to live around Highlands-Baywood Park

Compare Highlands-Baywood Park, CA Cost of Living

      vs
      How would you rate the cost of living in Highlands-Baywood Park?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Highlands-Baywood Park?
      Write a review to give others more information about this area.
      See all Highlands-Baywood Park poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$170,556$14,213$3,979$5,117
      Renters$118,750$9,896$2,771$3,563
      To approximate the cost of living and the housing affordability in Highlands-Baywood Park, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Highlands-Baywood Park have a median income of $170,556. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,979 per month to avoid calamity and poverty. The renters in the city have an income of about $118,750, which would make their monthly maximum allowable rental costs $2,771.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Highlands-Baywood Park National avg. Difference
      Haircut $28.38$24.2617.0%
      Beauty Salon $85.43$45.5687.5%
      Toothpaste $4.09$3.7010.4%
      Shampoo $1.65$1.2829.1%
      Movie $16.02$12.1332.0%
      Bowling $24.01$18.0033.4%

      Groceries

      Item Highlands-Baywood Park National avg. Difference
      Ground Beef $6.23$5.846.7%
      Fried Chicken $2.11$1.5734.1%
      Milk $5.18$4.6710.9%
      Potatoes $4.98$4.930.9%
      Pizza $15.74$12.0930.2%
      Beer $11.21$10.417.6%

      Health Care

      Item Highlands-Baywood Park National avg. Difference
      Optometrist $159.79$125.6827.1%
      Doctor $174.45$135.7828.5%
      Dentist $155.36$113.2937.1%
      Ibuprofen $11.30$10.656.1%
      Lipitor $498.84$468.606.5%

      Housing

      Item Highlands-Baywood Park National avg. Difference
      Home Price $1,184,000.00$184,700.00541.0%
      Avg. Mortgage Payment $7,224.18$2,346.69207.8%
      Apartment Rent $2,007.00$949.00111.5%

      Transportation

      Item Highlands-Baywood Park National avg. Difference
      Gasoline $4.63$3.4633.9%
      Tire Balancing $75.33$59.9225.7%

      Utilities

      Item Highlands-Baywood Park National avg. Difference
      All Electricity $298.77$193.9954.0%
      Phone $203.63$192.255.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mountain View CDP, CA2,58513030.1%
      Cherryland, CA15,97615858.3%
      Ashland, CA23,56616463.8%
      San Lorenzo, CA30,11717171.4%
      San Leandro, CA90,48917271.8%
      Highlands-Baywood Park, CA4,261241140.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cortland, IL4,261963.6%
      Centralia, MO4,2608515.3%
      Medina, TN4,260946.0%
      Morgan, UT4,25911615.7%
      Lyons, GA4,2638020.3%
      Highlands-Baywood Park, CA4,261241140.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.