| Index | Homer | New York | National |
| Cost of living | 94 | 117 | 100 |
| Goods & Services | 101 | 108 | 100 |
| Groceries | 99 | 102 | 100 |
| Health care | 103 | 103 | 100 |
| Housing | 76 | 145 | 100 |
| Transportation | 108 | 105 | 100 |
| Utilities | 105 | 100 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $71,563 | $5,964 | $1,670 | $2,147 |
| Renters | $38,583 | $3,215 | $900 | $1,158 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Homer | National avg. | Difference |
| Haircut | $20.03 | $24.26 | 17.4% |
| Beauty Salon | $42.39 | $45.56 | 7.0% |
| Toothpaste | $3.62 | $3.70 | 2.2% |
| Shampoo | $1.33 | $1.28 | 4.1% |
| Movie | $13.27 | $12.13 | 9.4% |
| Bowling | $16.74 | $18.00 | 7.0% |
| Item | Homer | National avg. | Difference |
| Ground Beef | $5.93 | $5.84 | 1.6% |
| Fried Chicken | $1.39 | $1.57 | 11.4% |
| Milk | $4.71 | $4.67 | 0.8% |
| Potatoes | $5.13 | $4.93 | 3.9% |
| Pizza | $14.83 | $12.09 | 22.7% |
| Beer | $10.15 | $10.41 | 2.5% |
| Item | Homer | National avg. | Difference |
| Optometrist | $160.58 | $125.68 | 27.8% |
| Doctor | $115.23 | $135.78 | 15.1% |
| Dentist | $110.48 | $113.29 | 2.5% |
| Ibuprofen | $10.49 | $10.65 | 1.5% |
| Lipitor | $530.04 | $468.60 | 13.1% |
| Item | Homer | National avg. | Difference |
| Home Price | $132,100.00 | $184,700.00 | 28.5% |
| Avg. Mortgage Payment | $2,384.28 | $2,346.69 | 1.6% |
| Apartment Rent | $809.00 | $949.00 | 14.8% |
| Item | Homer | National avg. | Difference |
| Gasoline | $3.59 | $3.46 | 3.8% |
| Tire Balancing | $69.82 | $59.92 | 16.5% |
| Item | Homer | National avg. | Difference |
| All Electricity | $166.89 | $193.99 | 14.0% |
| Phone | $194.41 | $192.25 | 1.1% |
| City | Population | Cost of Living Index | National Avg. |
| Marathon, NY | 1,055 | 88 | 11.6% |
| McGraw, NY | 1,137 | 89 | 11.4% |
| Blodgett Mills, NY | 212 | 89 | 10.6% |
| Moravia, NY | 1,411 | 91 | 8.6% |
| Cortland, NY | 18,633 | 92 | 8.3% |
| Homer, NY | 3,103 | 94 | 5.6% |
| City | Population | Cost of Living Index | National Avg. |
| Parowan, UT | 3,104 | 98 | 1.7% |
| Harbour Grace, NL | 3,104 | n/a | |
| Athabasca, AB | 3,104 | n/a | |
| Buffalo, MO | 3,101 | 81 | 19.1% |
| Westhampton, NY | 3,105 | 177 | 77.1% |
| Homer, NY | 3,103 | 94 | 5.6% |
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