Cost Of Living in Howard, SD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Howard	South Dakota	National
Cost of living	76	89	100
Goods & Services	91	94	100
Groceries	97	97	100
Health care	103	98	100
Housing	40	77	100
Transportation	91	97	100
Utilities	84	88	100

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Cost Of Living Quick Facts

The cost of living in Howard is 14% lower than the South Dakota average
The cost of living in Howard is 24% lower than the national average
Howard housing is 60% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,571	$4,464	$1,250	$1,607
Renters	$20,673	$1,723	$482	$620

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Goods & Services

Item	Howard	National avg.	Difference
Haircut	$24.32	$24.26	0.2%
Beauty Salon	$35.22	$45.56	22.7%
Toothpaste	$3.80	$3.70	2.7%
Shampoo	$1.29	$1.28	0.7%
Movie	$9.36	$12.13	22.9%
Bowling	$16.40	$18.00	8.9%

Groceries

Item	Howard	National avg.	Difference
Ground Beef	$5.89	$5.84	0.8%
Fried Chicken	$1.41	$1.57	10.4%
Milk	$4.75	$4.67	1.7%
Potatoes	$4.63	$4.93	6.2%
Pizza	$10.64	$12.09	12.0%
Beer	$9.33	$10.41	10.4%

Health Care

Item	Howard	National avg.	Difference
Optometrist	$135.10	$125.68	7.5%
Doctor	$177.33	$135.78	30.6%
Dentist	$108.21	$113.29	4.5%
Ibuprofen	$10.48	$10.65	1.7%
Lipitor	$357.08	$468.60	23.8%

Housing

Item	Howard	National avg.	Difference
Home Price	$62,800.00	$184,700.00	66.0%
Avg. Mortgage Payment	$2,133.89	$2,346.69	9.1%
Apartment Rent	$527.00	$949.00	44.5%

Transportation

Item	Howard	National avg.	Difference
Gasoline	$3.28	$3.46	5.3%
Tire Balancing	$49.42	$59.92	17.5%

Utilities

Item	Howard	National avg.	Difference
All Electricity	$141.67	$193.99	27.0%
Phone	$194.04	$192.25	0.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Winfred, SD	68	92	8.3%
Roswell, SD	0	92	8.3%
Vilas, SD	21	92	8.3%
Fedora, SD	16	69	31.2%
Canova, SD	137	69	30.8%
Howard, SD	754	76	23.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Junction City, CA	754	122	22.1%
Stratton, CO	754	96	3.6%
Palmona Park, FL	754	98	2.4%
Chatham, LA	754	74	25.6%
Carrolltown, PA	754	87	12.8%
Howard, SD	754	76	23.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Howard, SD