A+
14%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
34%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Kansas City Kansas National
Cost of living8689100
Goods & Services9292100
Groceries9797100
Health care8497100
Housing6676100
Transportation8990100
Utilities109107100

An Overview of Cost of Living in Kansas City, KS

Getting a feel for the cost of living in Kansas City is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Kansas City is 86, which is 14% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Is Kansas City Affordable?

Is Kansas City an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Kansas City, the median home price is 45.2% lower than what most folks pay across the country, and monthly rent prices are 7.1% lower than the usual rates. Income levels in Kansas City come in at $46,424, which is 16.1% lower than the national average.

What Factors can Influence the Cost of Living in Kansas City?

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Kansas City, the transportation index stands at 11.1% lower than the national average.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Kansas City, the housing index is 33.7% lower than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Kansas City cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Kansas City is 4% lower than the Kansas average
  • The cost of living in Kansas City is 14% lower than the national average
  • Kansas City housing is 34% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Kansas City

See all the best places to live around Kansas City

Compare Kansas City, KS Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$58,509$4,876$1,365$1,755
      Renters$32,277$2,690$753$968
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Kansas City, KS, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Kansas City, homeowners have a median income of $58,509. Using that number, a maximum of $1,365 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $32,277, which means there is a maximum of $753 to be spent on the costs of renting a home or apartment.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Goods & Services

      Item Kansas City National avg. Difference
      Haircut $20.30$24.2616.3%
      Beauty Salon $33.43$45.5626.6%
      Toothpaste $3.70$3.700.2%
      Shampoo $1.42$1.2810.9%
      Movie $12.03$12.130.9%
      Bowling $15.57$18.0013.5%

      Groceries

      Item Kansas City National avg. Difference
      Ground Beef $6.31$5.848.0%
      Fried Chicken $1.40$1.5711.0%
      Milk $4.62$4.671.0%
      Potatoes $5.24$4.936.2%
      Pizza $11.48$12.095.0%
      Beer $9.39$10.419.8%

      Health Care

      Item Kansas City National avg. Difference
      Optometrist $96.50$125.6823.2%
      Doctor $90.20$135.7833.6%
      Dentist $100.33$113.2911.4%
      Ibuprofen $10.67$10.650.2%
      Lipitor $474.53$468.601.3%

      Housing

      Item Kansas City National avg. Difference
      Home Price $101,300.00$184,700.0045.2%
      Avg. Mortgage Payment $2,152.92$2,346.698.3%
      Apartment Rent $882.00$949.007.1%

      Transportation

      Item Kansas City National avg. Difference
      Gasoline $3.17$3.468.3%
      Tire Balancing $49.17$59.9217.9%

      Utilities

      Item Kansas City National avg. Difference
      All Electricity $217.10$193.9911.9%
      Phone $199.94$192.254.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      River Bend, MO9945.8%
      Ferrelview, MO5988019.6%
      Randolph, MO288218.3%
      Sugar Creek, MO3,2818316.6%
      Claycomo, MO1,7868613.9%
      Kansas City, KS153,0148614.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Macon-Bibb County, GA153,0268911.1%
      Palmdale, CA153,24012828.0%
      Sunnyvale, CA152,569266166.2%
      Pasadena, TX152,537946.3%
      Springfield, MA153,6771022.1%
      Kansas City, KS153,0148614.2%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.