Cost Of Living in Kemp, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Kemp	Texas	National
Cost of living	90	92	100
Goods & Services	108	96	100
Groceries	100	96	100
Health care	108	94	100
Housing	55	83	100
Transportation	89	92	100
Utilities	111	104	100

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Cost Of Living Quick Facts

The cost of living in Kemp is 3% lower than the Texas average
The cost of living in Kemp is 10% lower than the national average
Kemp housing is 45% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,250	$4,688	$1,312	$1,688
Renters	$35,147	$2,929	$820	$1,055

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Kemp	National avg.	Difference
Haircut	$33.29	$24.26	37.2%
Beauty Salon	$65.85	$45.56	44.5%
Toothpaste	$3.57	$3.70	3.6%
Shampoo	$1.30	$1.28	1.3%
Movie	$14.60	$12.13	20.3%
Bowling	$24.53	$18.00	36.3%

Groceries

Item	Kemp	National avg.	Difference
Ground Beef	$5.23	$5.84	10.4%
Fried Chicken	$1.74	$1.57	10.8%
Milk	$4.65	$4.67	0.5%
Potatoes	$4.93	$4.93	0.0%
Pizza	$11.30	$12.09	6.5%
Beer	$10.93	$10.41	5.0%

Health Care

Item	Kemp	National avg.	Difference
Optometrist	$143.73	$125.68	14.4%
Doctor	$140.69	$135.78	3.6%
Dentist	$130.53	$113.29	15.2%
Ibuprofen	$10.62	$10.65	0.3%
Lipitor	$499.87	$468.60	6.7%

Housing

Item	Kemp	National avg.	Difference
Home Price	$81,500.00	$184,700.00	55.9%
Avg. Mortgage Payment	$2,258.00	$2,346.69	3.8%
Apartment Rent	$767.00	$949.00	19.2%

Transportation

Item	Kemp	National avg.	Difference
Gasoline	$3.09	$3.46	10.7%
Tire Balancing	$52.04	$59.92	13.2%

Utilities

Item	Kemp	National avg.	Difference
All Electricity	$219.02	$193.99	12.9%
Phone	$208.71	$192.25	8.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rosser, TX	505	86	13.6%
Seven Points, TX	1,279	89	11.4%
Eustace, TX	1,326	87	13.1%
Kaufman, TX	7,646	94	5.9%
Mabank, TX	3,743	90	9.6%
Kemp, TX	1,117	90	10.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mammoth Spring, AR	1,117	78	22.0%
Chums Corner, MI	1,117	107	7.2%
Wanamingo, MN	1,117	92	8.0%
Glasgow, MO	1,117	81	19.3%
Edwards, MS	1,117	78	21.9%
Kemp, TX	1,117	90	10.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Kemp, TX