Cost Of Living in La Junta, CO

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	La Junta	Colorado	National
Cost of living	86	111	100
Goods & Services	100	104	100
Groceries	98	101	100
Health care	100	100	100
Housing	56	134	100
Transportation	100	105	100
Utilities	94	91	100

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Cost Of Living Quick Facts

The cost of living in La Junta is 23% lower than the Colorado average
The cost of living in La Junta is 14% lower than the national average
La Junta housing is 44% lower than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,324	$5,444	$1,524	$1,960
Renters	$23,766	$1,981	$555	$713

A good indicator of the general affordability of housing in La Junta, CO, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In La Junta, the median monthly income is $65,324 for those who own their own homes. Under the standard rule, that income level would allow for $1,524 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $23,766, per the median income in the area. That would allow for renters to spend up to $555 on monthly rental expenses.

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Goods & Services

Item	La Junta	National avg.	Difference
Haircut	$23.33	$24.26	3.8%
Beauty Salon	$45.83	$45.56	0.6%
Toothpaste	$3.47	$3.70	6.2%
Shampoo	$1.22	$1.28	4.9%
Movie	$18.99	$12.13	56.5%
Bowling	$29.17	$18.00	62.0%

Groceries

Item	La Junta	National avg.	Difference
Ground Beef	$5.63	$5.84	3.5%
Fried Chicken	$1.38	$1.57	12.6%
Milk	$4.69	$4.67	0.4%
Potatoes	$3.88	$4.93	21.3%
Pizza	$12.82	$12.09	6.1%
Beer	$10.59	$10.41	1.7%

Health Care

Item	La Junta	National avg.	Difference
Optometrist	$82.33	$125.68	34.5%
Doctor	$99.00	$135.78	27.1%
Dentist	$103.33	$113.29	8.8%
Ibuprofen	$10.75	$10.65	0.9%
Lipitor	$538.16	$468.60	14.8%

Housing

Item	La Junta	National avg.	Difference
Home Price	$94,800.00	$184,700.00	48.7%
Avg. Mortgage Payment	$2,880.89	$2,346.69	22.8%
Apartment Rent	$635.00	$949.00	33.1%

Transportation

Item	La Junta	National avg.	Difference
Gasoline	$3.71	$3.46	7.1%
Tire Balancing	$67.11	$59.92	12.0%

Utilities

Item	La Junta	National avg.	Difference
All Electricity	$155.08	$193.99	20.1%
Phone	$194.35	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cheraw, CO	202	81	18.5%
Rocky Ford, CO	3,833	85	15.1%
Swink, CO	824	88	11.7%
North La Junta, CO	382	89	11.3%
La Junta Gardens, CO	168	104	3.6%
La Junta, CO	6,907	86	14.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Parry Sound, ON	6,908	n/a
Treasure Island, FL	6,910	123	23.4%
Herkimer, NY	6,912	93	6.9%
Pointe-Calumet, QC	6,912	n/a
Mila Doce, TX	6,901	70	29.8%
La Junta, CO	6,907	86	14.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in La Junta, CO