Cost Of Living in Libby, MT

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Libby	Montana	National
Cost of living	95	101	100
Goods & Services	100	104	100
Groceries	111	103	100
Health care	112	98	100
Housing	73	99	100
Transportation	118	109	100
Utilities	97	93	100

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Cost Of Living Quick Facts

The cost of living in Libby is 6% lower than the Montana average
The cost of living in Libby is 5% lower than the national average
Libby housing is 27% lower than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$39,054	$3,255	$911	$1,172
Renters	$0	$0	$0	$0

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Goods & Services

Item	Libby	National avg.	Difference
Haircut	$27.83	$24.26	14.7%
Beauty Salon	$51.82	$45.56	13.7%
Toothpaste	$3.72	$3.70	0.4%
Shampoo	$1.29	$1.28	0.6%
Movie	$14.89	$12.13	22.7%
Bowling	$23.19	$18.00	28.8%

Groceries

Item	Libby	National avg.	Difference
Ground Beef	$6.17	$5.84	5.7%
Fried Chicken	$2.22	$1.57	41.0%
Milk	$4.92	$4.67	5.3%
Potatoes	$4.89	$4.93	0.9%
Pizza	$11.23	$12.09	7.1%
Beer	$11.57	$10.41	11.1%

Health Care

Item	Libby	National avg.	Difference
Optometrist	$165.73	$125.68	31.9%
Doctor	$168.55	$135.78	24.1%
Dentist	$118.01	$113.29	4.2%
Ibuprofen	$11.49	$10.65	7.9%
Lipitor	$477.18	$468.60	1.8%

Housing

Item	Libby	National avg.	Difference
Home Price	$148,400.00	$184,700.00	19.7%
Avg. Mortgage Payment	$2,282.29	$2,346.69	2.7%
Apartment Rent	$543.00	$949.00	42.8%

Transportation

Item	Libby	National avg.	Difference
Gasoline	$4.30	$3.46	24.2%
Tire Balancing	$60.58	$59.92	1.1%

Utilities

Item	Libby	National avg.	Difference
All Electricity	$178.20	$193.99	8.1%
Phone	$201.25	$192.25	4.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
White Haven, MT	614	91	8.8%
Pioneer Junction, MT	880	100	0.5%
Libby, MT	2,758	95	4.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Eagle Lake, FL	2,758	90	9.8%
Lakeside Park, KY	2,758	100	0.2%
Norton Center, MA	2,758	127	26.8%
Cajah's Mountain, NC	2,758	91	9.3%
Kemmerer, WY	2,758	92	8.4%
Libby, MT	2,758	95	4.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Libby, MT