Cost Of Living in Linganore, MD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Linganore	Maryland	National
Cost of living	139	119	100
Goods & Services	109	106	100
Groceries	108	106	100
Health care	97	97	100
Housing	216	150	100
Transportation	95	98	100
Utilities	110	111	100

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Cost Of Living Quick Facts

The cost of living in Linganore is 17% higher than the Maryland average
The cost of living in Linganore is 39% higher than the national average
Linganore housing is 116% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$149,808	$12,484	$3,495	$4,495
Renters	$79,688	$6,641	$1,859	$2,391

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Linganore, MD, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Linganore homeowners, is $149,808. This would allow for a maximum of $3,495 per month to be spent on housing costs. For renters, the median monthly income is $79,688 which would result in a maximum of $1,859 to be spent on rental costs.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Linganore	National avg.	Difference
Haircut	$26.11	$24.26	7.6%
Beauty Salon	$70.08	$45.56	53.8%
Toothpaste	$3.81	$3.70	2.8%
Shampoo	$1.51	$1.28	17.9%
Movie	$15.69	$12.13	29.3%
Bowling	$24.83	$18.00	38.0%

Groceries

Item	Linganore	National avg.	Difference
Ground Beef	$6.24	$5.84	6.9%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.78	$4.67	2.2%
Potatoes	$5.49	$4.93	11.3%
Pizza	$12.56	$12.09	3.9%
Beer	$11.10	$10.41	6.6%

Health Care

Item	Linganore	National avg.	Difference
Optometrist	$92.00	$125.68	26.8%
Doctor	$135.03	$135.78	0.5%
Dentist	$117.67	$113.29	3.9%
Ibuprofen	$11.52	$10.65	8.1%
Lipitor	$403.79	$468.60	13.8%

Housing

Item	Linganore	National avg.	Difference
Home Price	$394,200.00	$184,700.00	113.4%
Avg. Mortgage Payment	$4,819.29	$2,346.69	105.4%
Apartment Rent	$2,091.00	$949.00	120.3%

Transportation

Item	Linganore	National avg.	Difference
Gasoline	$3.25	$3.46	6.0%
Tire Balancing	$59.00	$59.92	1.5%

Utilities

Item	Linganore	National avg.	Difference
All Electricity	$222.47	$193.99	14.7%
Phone	$197.37	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Middleburg, MD	0	104	3.9%
Union Bridge, MD	963	104	4.3%
Thurmont, MD	6,783	114	14.1%
Libertytown, MD	831	116	15.8%
New Windsor, MD	1,387	116	16.3%
Linganore, MD	9,988	139	39.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kinnelon, NJ	9,988	158	58.0%
Alpena, MI	9,987	85	14.9%
Madera Acres, CA	9,990	122	21.8%
Friendly, MD	9,984	137	36.8%
Temiskaming Shores, ON	9,984	n/a
Linganore, MD	9,988	139	39.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Linganore, MD