Cost Of Living in Livingston, TN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Livingston	Tennessee	National
Cost of living	83	89	100
Goods & Services	98	94	100
Groceries	96	98	100
Health care	84	88	100
Housing	57	80	100
Transportation	90	89	100
Utilities	88	93	100

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Cost Of Living Quick Facts

The cost of living in Livingston is 7% lower than the Tennessee average
The cost of living in Livingston is 17% lower than the national average
Livingston housing is 43% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$31,691	$2,641	$739	$951
Renters	$20,746	$1,729	$484	$622

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Livingston, TN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Livingston homeowners, is $31,691. This would allow for a maximum of $739 per month to be spent on housing costs. For renters, the median monthly income is $20,746 which would result in a maximum of $484 to be spent on rental costs.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Goods & Services

Item	Livingston	National avg.	Difference
Haircut	$16.67	$24.26	31.3%
Beauty Salon	$35.81	$45.56	21.4%
Toothpaste	$3.68	$3.70	0.6%
Shampoo	$1.08	$1.28	15.7%
Movie	$11.36	$12.13	6.4%
Bowling	$16.00	$18.00	11.1%

Groceries

Item	Livingston	National avg.	Difference
Ground Beef	$6.08	$5.84	4.1%
Fried Chicken	$1.44	$1.57	8.2%
Milk	$4.58	$4.67	2.0%
Potatoes	$5.16	$4.93	4.6%
Pizza	$10.76	$12.09	11.0%
Beer	$9.98	$10.41	4.1%

Health Care

Item	Livingston	National avg.	Difference
Optometrist	$91.33	$125.68	27.3%
Doctor	$106.94	$135.78	21.2%
Dentist	$90.50	$113.29	20.1%
Ibuprofen	$10.15	$10.65	4.8%
Lipitor	$466.21	$468.60	0.5%

Housing

Item	Livingston	National avg.	Difference
Home Price	$102,100.00	$184,700.00	44.7%
Avg. Mortgage Payment	$1,899.91	$2,346.69	19.0%
Apartment Rent	$582.00	$949.00	38.7%

Transportation

Item	Livingston	National avg.	Difference
Gasoline	$3.19	$3.46	7.9%
Tire Balancing	$50.61	$59.92	15.5%

Utilities

Item	Livingston	National avg.	Difference
All Electricity	$155.43	$193.99	19.9%
Phone	$192.18	$192.25	0.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Byrdstown, TN	1,125	81	19.1%
Celina, TN	1,995	83	16.7%
Algood, TN	4,416	88	11.8%
Dodson Branch, TN	1,105	89	11.1%
Livingston, TN	4,058	83	17.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Newcomerstown, OH	4,058	82	18.1%
Algonac, MI	4,057	91	8.9%
Chester, NY	4,057	105	5.0%
Bellaire, OH	4,057	81	19.0%
Dannemora, NY	4,060	96	4.4%
Livingston, TN	4,058	83	17.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Livingston, TN