F
34%
Overall NAT. AVG.
23%
Goods & Services NAT. AVG.
77%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Lynden Washington National
Cost of living134118100
Goods & Services123111100
Groceries109110100
Health care116120100
Housing177135100
Transportation122123100
Utilities9292100

An Overview of Cost of Living in Lynden, WA

Are you thinking about relocating, but curious about the potential cost of living in Lynden? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lynden stands at 134, making it 34% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Lynden is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Lynden falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a very significant part of the Lynden cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 76.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Everyday goods and services make up 33% of the cost of living index and include things like clothing, personal hygiene products and entertainment which are a large portion of your monthly expenditures. Unfortunately, Lynden goods and services are 22.7% more expensive than the national average, leaving you with less money at the end of the month.

What Do Locals Say About the Cost of Living in Lynden?

Locals have the inside scoop on their city. So, we polled 14 residents in Lynden to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 43% find it reasonable with decreasing prices, but 57% think it's quite pricey, with prices that continue to rise.

Is Lynden Affordable?

Is Lynden an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Lynden is 96.2% higher than the national average, while the average monthly rent prices are 31.6% higher than average. The affordability of any location can also be influenced by median income levels. Lynden has a median household income of $70,308, which is 27.1% higher than the national average.

What Factors can Influence the Cost of Living in Lynden?

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Lynden, the utilities index registers 7.8% lower than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Where is the Data From?

The cost of living in Lynden, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Lynden is 13% higher than the Washington average
  • The cost of living in Lynden is 34% higher than the national average
  • Lynden housing is 77% higher than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lynden

See all the best places to live around Lynden

Compare Lynden, WA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,158$7,430$2,080$2,675
      Renters$46,974$3,915$1,096$1,409
      A good indicator of the general affordability of housing in Lynden, WA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Lynden, the median monthly income is $89,158 for those who own their own homes. Under the standard rule, that income level would allow for $2,080 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $46,974, per the median income in the area. That would allow for renters to spend up to $1,096 on monthly rental expenses.

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Goods & Services

      Item Lynden National avg. Difference
      Haircut $28.08$24.2615.8%
      Beauty Salon $51.55$45.5613.1%
      Toothpaste $4.05$3.709.4%
      Shampoo $1.21$1.285.3%
      Movie $14.34$12.1318.2%
      Bowling $22.57$18.0025.4%

      Groceries

      Item Lynden National avg. Difference
      Ground Beef $6.04$5.843.4%
      Fried Chicken $2.19$1.5739.4%
      Milk $4.95$4.675.9%
      Potatoes $4.40$4.9310.8%
      Pizza $14.85$12.0922.8%
      Beer $11.40$10.419.5%

      Health Care

      Item Lynden National avg. Difference
      Optometrist $219.25$125.6874.4%
      Doctor $165.08$135.7821.6%
      Dentist $120.58$113.296.4%
      Ibuprofen $11.45$10.657.5%
      Lipitor $506.80$468.608.2%

      Housing

      Item Lynden National avg. Difference
      Home Price $362,400.00$184,700.0096.2%
      Avg. Mortgage Payment $3,459.43$2,346.6947.4%
      Apartment Rent $1,249.00$949.0031.6%

      Transportation

      Item Lynden National avg. Difference
      Gasoline $4.43$3.4628.1%
      Tire Balancing $64.11$59.927.0%

      Utilities

      Item Lynden National avg. Difference
      All Electricity $163.64$193.9915.6%
      Phone $200.80$192.254.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Peaceful Valley, WA3,1871088.4%
      Sumas, WA1,40511615.9%
      Kendall, WA88411717.0%
      Everson, WA2,77312221.8%
      Birch Bay, WA9,91712423.6%
      Lynden, WA14,70013433.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mount Washington, KY14,699972.7%
      Carthage, MO14,6998316.8%
      Franklin Park, PA14,70113030.2%
      Hewitt, TX14,7051000.1%
      Hereford, TX14,6928217.7%
      Lynden, WA14,70013433.8%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.