A
2%
Overall NAT. AVG.
2%
Goods & Services NAT. AVG.
12%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Mandan North Dakota National
Cost of living10294100
Goods & Services9896100
Groceries9493100
Health care113111100
Housing11285100
Transportation100100100
Utilities9199100

An Overview of Cost of Living in Mandan, ND

Knowing the cost of living in Mandan allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Mandan stands at 102, marking it 2% higher than the national average.

Everyday expenditures like food, housing, goods and services, transportation and health care in Mandan are priced in a manner consistent with other areas. This means that residents of Mandan can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Mandan Affordable?

Is Mandan affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Mandan, the median home price is 20.5% higher than the national average and monthly rent prices are 7.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Mandan boasting a median household income of $71,357, 29% higher than the national average.

What Factors can Influence the Cost of Living in Mandan?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Mandan, healthcare costs are 12.6% higher than the national average.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Mandan, the groceries index registers 5.9% lower than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Mandan, the standard sales tax rate starts at 5%, and the income tax rates commence at 1.1%.

Where is the Data From?

The cost of living in Mandan, presented above is derived from the C2ER cost of living index, offering a practical method for assessing living cost disparities in urban areas. Published quarterly, this index compiles data from more than 300 independent researchers, encompassing over 60 goods and services in 6 categories. The weightings assigned to cost variances are informed by government survey data tracking the expenditure patterns of professional and executive households. It should be noted that the C2ER index does not include data on sales or income tax rates, however, AreaVibes incorporates tax rates into the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Mandan is 8% higher than the North Dakota average
  • The cost of living in Mandan is 2% higher than the national average
  • Mandan housing is 12% higher than the national average
  • North Dakota general sales tax is 2% lower than the national average
  • North Dakota state income tax is 58% lower than the national average

Most Affordable Places to Live in and Around Mandan

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Compare Mandan, ND Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,876$7,490$2,097$2,697
      Renters$43,028$3,586$1,004$1,291
      A good way to judge both the affordability of the housing and the cost of living in Mandan is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Mandan has a median income of about $89,876 for people who own homes. Based on that number, a maximum of $2,097 should be spent on expenses related to housing. Renters have a slightly different median income, which is $43,028. Based on this average, renters should spend no more than $1,004 on all rental costs if they want to maintain a non-impoverished standard of living.

      North Dakota Sales Tax

      State General Sales Tax With Max Surtax
      North Dakota 5% 8%

      North Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      North Dakota 1.1% 2.9%

      Goods & Services

      Item Mandan National avg. Difference
      Haircut $23.67$24.262.5%
      Beauty Salon $42.24$45.567.3%
      Toothpaste $4.05$3.709.3%
      Shampoo $1.10$1.2814.1%
      Movie $12.00$12.131.1%
      Bowling $15.33$18.0014.8%

      Groceries

      Item Mandan National avg. Difference
      Ground Beef $5.29$5.849.3%
      Fried Chicken $1.38$1.5712.3%
      Milk $4.49$4.674.0%
      Potatoes $4.63$4.936.2%
      Pizza $12.39$12.092.5%
      Beer $10.56$10.411.4%

      Health Care

      Item Mandan National avg. Difference
      Optometrist $122.20$125.682.8%
      Doctor $182.31$135.7834.3%
      Dentist $115.17$113.291.7%
      Ibuprofen $10.21$10.654.2%
      Lipitor $544.10$468.6016.1%

      Housing

      Item Mandan National avg. Difference
      Home Price $222,500.00$184,700.0020.5%
      Avg. Mortgage Payment $2,313.86$2,346.691.4%
      Apartment Rent $877.00$949.007.6%

      Transportation

      Item Mandan National avg. Difference
      Gasoline $3.34$3.463.5%
      Tire Balancing $64.60$59.927.8%

      Utilities

      Item Mandan National avg. Difference
      All Electricity $166.66$193.9914.1%
      Phone $192.28$192.250.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bismarck, ND73,4351054.8%
      Lincoln, ND4,1401065.6%
      Harmon, ND22813838.1%
      Mandan, ND22,4821021.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Christiansburg, VA22,482991.1%
      Highland, IN22,4791022.0%
      Dolton, IL22,487972.7%
      Lennox, CA22,47614948.8%
      White Rock, BC22,468n/a 
      Mandan, ND22,4821021.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.