A-
16%
Overall NAT. AVG.
15%
Goods & Services NAT. AVG.
27%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Maricopa Arizona National
Cost of living116101100
Goods & Services115104100
Groceries103102100
Health care9894100
Housing12797100
Transportation124106100
Utilities9895100

An Overview of Cost of Living in Maricopa, AZ

Understanding the cost of living in Maricopa can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Maricopa cost of living index is 116, which is 16% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

When it comes to the cost of living in Maricopa, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 27.4% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Everyday goods and services make up 33% of the cost of living index and include things like clothing, personal hygiene products and entertainment which are a large portion of your monthly expenditures. Unfortunately, Maricopa goods and services are 15% more expensive than the national average, leaving you with less money at the end of the month.

What Do Locals Say About the Cost of Living in Maricopa?

Locals have the inside scoop on their city. So, we polled 12 residents in Maricopa to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 25% find it reasonable with decreasing prices, but 75% think it's quite pricey, with prices that continue to rise.

Is Maricopa Affordable?

Is Maricopa an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Maricopa, the median home price is 17.7% higher than what most folks pay across the country, and monthly rent prices are 50.2% higher than the usual rates. Income levels in Maricopa come in at $75,229, which is 36% higher than the national average.

What Factors can Influence the Cost of Living in Maricopa?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Maricopa, the transportation index is 23.9% higher than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Maricopa comes in at 1.6% lower than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday goods and services like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Maricopa starts at 5.6% and the income tax rates start at 2.55%.

Where is the Data From?

The cost of living data in Maricopa displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

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Cost Of Living Quick Facts

  • The cost of living in Maricopa is 15% higher than the Arizona average
  • The cost of living in Maricopa is 16% higher than the national average
  • Maricopa housing is 27% higher than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Maricopa

See all the best places to live around Maricopa

Compare Maricopa, AZ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$79,861$6,655$1,863$2,396
      Renters$54,398$4,533$1,269$1,632
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Maricopa, AZ, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Maricopa homeowners, is $79,861. This would allow for a maximum of $1,863 per month to be spent on housing costs. For renters, the median monthly income is $54,398 which would result in a maximum of $1,269 to be spent on rental costs.

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Goods & Services

      Item Maricopa National avg. Difference
      Haircut $31.99$24.2631.9%
      Beauty Salon $51.63$45.5613.3%
      Toothpaste $3.74$3.701.1%
      Shampoo $1.24$1.283.3%
      Movie $12.43$12.132.5%
      Bowling $24.03$18.0033.5%

      Groceries

      Item Maricopa National avg. Difference
      Ground Beef $5.75$5.841.5%
      Fried Chicken $1.47$1.576.7%
      Milk $4.84$4.673.5%
      Potatoes $4.54$4.937.9%
      Pizza $13.22$12.099.3%
      Beer $11.37$10.419.2%

      Health Care

      Item Maricopa National avg. Difference
      Optometrist $105.08$125.6816.4%
      Doctor $126.58$135.786.8%
      Dentist $108.47$113.294.3%
      Ibuprofen $10.93$10.652.6%
      Lipitor $529.92$468.6013.1%

      Housing

      Item Maricopa National avg. Difference
      Home Price $217,400.00$184,700.0017.7%
      Avg. Mortgage Payment $2,990.52$2,346.6927.4%
      Apartment Rent $1,425.00$949.0050.2%

      Transportation

      Item Maricopa National avg. Difference
      Gasoline $4.47$3.4629.1%
      Tire Balancing $66.63$59.9211.2%

      Utilities

      Item Maricopa National avg. Difference
      All Electricity $193.37$193.990.3%
      Phone $184.32$192.254.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sweet Water Village, AZ11411110.6%
      Santa Cruz, AZ57963.7%
      Wet Camp Village, AZ11511110.6%
      Casa Blanca, AZ1,0099010.4%
      Stanfield, AZ489919.5%
      Maricopa, AZ50,35811615.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Aliso Viejo, CA50,38517474.2%
      Galveston, TX50,3071011.3%
      Country Club, FL50,43611616.0%
      Plainfield, NJ50,25211817.9%
      Hoffman Estates, IL50,46411918.7%
      Maricopa, AZ50,35811615.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.