Cost Of Living in Massena, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Massena	New York	National
Cost of living	91	117	100
Goods & Services	108	108	100
Groceries	105	102	100
Health care	106	103	100
Housing	50	145	100
Transportation	107	105	100
Utilities	121	100	100

New Real Estate Listings in Massena Area

For Sale For Rent

Search

Search Homes for Sale in Massena, NY

See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

The cost of living in Massena is 22% lower than the New York average
The cost of living in Massena is 9% lower than the national average
Massena housing is 50% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Massena

See all the best places to live around Massena

Compare Massena, NY Cost of Living

Write a review to give others more information about this area.

See all Massena poll results

The best places in New York

Here are the best places to live in New York

Check out the 10 most dangerous cities in New York

Most Dangerous Cities In The US

Most Dangerous States In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,110	$5,259	$1,472	$1,893
Renters	$28,909	$2,409	$674	$867

To approximate the cost of living and the housing affordability in Massena, NY, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Massena have a median income of $63,110. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,472 per month to avoid calamity and poverty. The renters in the city have an income of about $28,909, which would make their monthly maximum allowable rental costs $674.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Massena	National avg.	Difference
Haircut	$26.98	$24.26	11.2%
Beauty Salon	$46.44	$45.56	1.9%
Toothpaste	$3.73	$3.70	0.8%
Shampoo	$1.23	$1.28	3.9%
Movie	$11.94	$12.13	1.6%
Bowling	$15.67	$18.00	13.0%

Groceries

Item	Massena	National avg.	Difference
Ground Beef	$5.76	$5.84	1.4%
Fried Chicken	$1.72	$1.57	9.6%
Milk	$4.82	$4.67	3.1%
Potatoes	$4.97	$4.93	0.7%
Pizza	$12.05	$12.09	0.3%
Beer	$10.01	$10.41	3.9%

Health Care

Item	Massena	National avg.	Difference
Optometrist	$141.67	$125.68	12.7%
Doctor	$152.78	$135.78	12.5%
Dentist	$130.83	$113.29	15.5%
Ibuprofen	$10.78	$10.65	1.2%
Lipitor	$371.02	$468.60	20.8%

Housing

Item	Massena	National avg.	Difference
Home Price	$80,900.00	$184,700.00	56.2%
Avg. Mortgage Payment	$3,072.44	$2,346.69	30.9%
Apartment Rent	$607.00	$949.00	36.0%

Transportation

Item	Massena	National avg.	Difference
Gasoline	$3.59	$3.46	3.8%
Tire Balancing	$68.60	$59.92	14.5%

Utilities

Item	Massena	National avg.	Difference
All Electricity	$262.67	$193.99	35.4%
Phone	$186.03	$192.25	3.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Winthrop, NY	174	91	9.3%
Norfolk, NY	886	92	8.2%
Norwood, NY	1,543	92	8.0%
Madrid, NY	805	95	5.2%
Brasher Falls, NY	605	96	4.4%
Massena, NY	9,617	91	8.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mission, KS	9,618	99	1.3%
Alderwood Manor, WA	9,618	148	48.0%
Myers Corner, NY	9,619	123	22.6%
Minto, ON	9,623	n/a
Howell, MI	9,610	100	0.2%
Massena, NY	9,617	91	8.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Massena, NY