Cost Of Living in Mather, CA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Mather	California	National
Cost of living	140	140	100
Goods & Services	109	111	100
Groceries	108	112	100
Health care	113	109	100
Housing	205	196	100
Transportation	121	126	100
Utilities	114	127	100

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Cost Of Living Quick Facts

The cost of living in Mather is equal to the California average
The cost of living in Mather is 40% higher than the national average
Mather housing is 105% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$108,250	$9,021	$2,526	$3,248
Renters	$82,045	$6,837	$1,914	$2,462

The affordability of the housing market in Mather, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Mather homeowners, the median income is $108,250. This indicates that a monthly maximum of $2,526 should be spent by homeowners on all housing related costs. Renters have a median income of $82,045. This indicates that renters would have a maximum of $1,914 for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Mather	National avg.	Difference
Haircut	$40.00	$24.26	64.9%
Beauty Salon	$60.53	$45.56	32.8%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$1.44	$1.28	12.5%
Movie	$13.76	$12.13	13.4%
Bowling	$22.22	$18.00	23.5%

Groceries

Item	Mather	National avg.	Difference
Ground Beef	$5.56	$5.84	4.7%
Fried Chicken	$2.06	$1.57	31.0%
Milk	$4.93	$4.67	5.5%
Potatoes	$4.69	$4.93	5.0%
Pizza	$13.98	$12.09	15.7%
Beer	$10.49	$10.41	0.8%

Health Care

Item	Mather	National avg.	Difference
Optometrist	$153.50	$125.68	22.1%
Doctor	$201.43	$135.78	48.3%
Dentist	$115.72	$113.29	2.1%
Ibuprofen	$11.03	$10.65	3.5%
Lipitor	$380.45	$468.60	18.8%

Housing

Item	Mather	National avg.	Difference
Home Price	$397,000.00	$184,700.00	114.9%
Avg. Mortgage Payment	$3,182.68	$2,346.69	35.6%
Apartment Rent	$1,730.00	$949.00	82.3%

Transportation

Item	Mather	National avg.	Difference
Gasoline	$4.51	$3.46	30.2%
Tire Balancing	$58.67	$59.92	2.1%

Utilities

Item	Mather	National avg.	Difference
All Electricity	$238.53	$193.99	23.0%
Phone	$190.81	$192.25	0.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Freeport, CA	70	112	11.6%
Hood, CA	289	112	11.6%
Clarksburg, CA	366	112	11.6%
Fruitridge Pocket, CA	5,771	110	10.0%
McClellan Park, CA	843	115	14.7%
Mather, CA	4,304	140	39.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Narberth, PA	4,304	148	47.8%
Madeira Beach, FL	4,303	135	35.2%
Grayson, GA	4,303	121	21.1%
Sparta, IL	4,302	83	17.1%
Golden Triangle, NJ	4,302	117	17.2%
Mather, CA	4,304	140	39.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Mather, CA