| Index | Berclair-Highland Heights | Memphis | Tennessee |
| Cost of living | 80 | 86 | 89 |
| Goods & Services | 94 | 94 | 94 |
| Groceries | 100 | 100 | 98 |
| Health care | 87 | 87 | 88 |
| Housing | 50 | 70 | 80 |
| Transportation | 88 | 88 | 89 |
| Utilities | 90 | 90 | 93 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $32,973 | $2,748 | $769 | $989 |
| State | General Sales Tax | With Max Surtax |
| Tennessee | 7% | 9.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Tennessee | 0% | 0% |
| Item | Memphis | National avg. | Difference |
| Haircut | $26.94 | $24.26 | 11.0% |
| Beauty Salon | $41.92 | $45.56 | 8.0% |
| Toothpaste | $3.62 | $3.70 | 2.1% |
| Shampoo | $1.11 | $1.28 | 13.1% |
| Movie | $11.99 | $12.13 | 1.2% |
| Bowling | $13.75 | $18.00 | 23.6% |
| Item | Memphis | National avg. | Difference |
| Ground Beef | $6.10 | $5.84 | 4.5% |
| Fried Chicken | $1.46 | $1.57 | 7.0% |
| Milk | $4.71 | $4.67 | 0.8% |
| Potatoes | $5.15 | $4.93 | 4.3% |
| Pizza | $10.66 | $12.09 | 11.8% |
| Beer | $9.95 | $10.41 | 4.4% |
| Item | Memphis | National avg. | Difference |
| Optometrist | $77.39 | $125.68 | 38.4% |
| Doctor | $124.94 | $135.78 | 8.0% |
| Dentist | $91.51 | $113.29 | 19.2% |
| Ibuprofen | $10.19 | $10.65 | 4.4% |
| Lipitor | $518.09 | $468.60 | 10.6% |
| Item | Memphis | National avg. | Difference |
| Home Price | $107,100.00 | $184,700.00 | 42.0% |
| Avg. Mortgage Payment | $2,240.45 | $2,346.69 | 4.5% |
| Apartment Rent | $915.00 | $949.00 | 3.6% |
| Item | Memphis | National avg. | Difference |
| Gasoline | $3.14 | $3.46 | 9.3% |
| Tire Balancing | $55.67 | $59.92 | 7.1% |
| Item | Memphis | National avg. | Difference |
| All Electricity | $163.38 | $193.99 | 15.8% |
| Phone | $192.72 | $192.25 | 0.2% |
| City | Population | Cost of Living Index | National Avg. |
| Millington, TN | 10,650 | 88 | 11.9% |
| Lynchburg, MS | 2,216 | 89 | 10.7% |
| Southaven, MS | 55,026 | 94 | 6.5% |
| Olive Branch, MS | 38,270 | 98 | 2.1% |
| Bartlett, TN | 59,252 | 101 | 0.6% |
| Memphis, TN | 650,910 | 86 | 13.9% |
| City | Population | Cost of Living Index | National Avg. |
| Portland, OR | 650,380 | 138 | 38.5% |
| Oklahoma City, OK | 649,821 | 91 | 8.8% |
| Las Vegas, NV | 644,594 | 109 | 9.3% |
| Nashville, TN | 667,070 | 108 | 8.4% |
| Detroit, MI | 672,351 | 84 | 15.5% |
| Memphis, TN | 650,910 | 86 | 13.9% |
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