Cost Of Living in Mount Carmel, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Mount Carmel	Pennsylvania	National
Cost of living	84	98	100
Goods & Services	107	99	100
Groceries	99	99	100
Health care	110	94	100
Housing	38	91	100
Transportation	108	106	100
Utilities	93	107	100

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Cost Of Living Quick Facts

The cost of living in Mount Carmel is 14% lower than the Pennsylvania average
The cost of living in Mount Carmel is 16% lower than the national average
Mount Carmel housing is 62% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,280	$3,690	$1,033	$1,329
Renters	$27,887	$2,324	$651	$837

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Mount Carmel, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Mount Carmel homeowners, is $44,280. This would allow for a maximum of $1,033 per month to be spent on housing costs. For renters, the median monthly income is $27,887 which would result in a maximum of $651 to be spent on rental costs.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Mount Carmel	National avg.	Difference
Haircut	$26.17	$24.26	7.9%
Beauty Salon	$40.39	$45.56	11.4%
Toothpaste	$3.77	$3.70	1.9%
Shampoo	$1.43	$1.28	11.4%
Movie	$12.52	$12.13	3.2%
Bowling	$15.56	$18.00	13.6%

Groceries

Item	Mount Carmel	National avg.	Difference
Ground Beef	$5.65	$5.84	3.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.49	$4.67	3.8%
Potatoes	$5.37	$4.93	8.8%
Pizza	$11.67	$12.09	3.4%
Beer	$11.13	$10.41	6.9%

Health Care

Item	Mount Carmel	National avg.	Difference
Optometrist	$123.25	$125.68	1.9%
Doctor	$177.40	$135.78	30.7%
Dentist	$118.44	$113.29	4.6%
Ibuprofen	$10.64	$10.65	0.2%
Lipitor	$469.00	$468.60	0.1%

Housing

Item	Mount Carmel	National avg.	Difference
Home Price	$45,300.00	$184,700.00	75.5%
Avg. Mortgage Payment	$2,026.41	$2,346.69	13.6%
Apartment Rent	$667.00	$949.00	29.7%

Transportation

Item	Mount Carmel	National avg.	Difference
Gasoline	$3.66	$3.46	5.7%
Tire Balancing	$68.88	$59.92	15.0%

Utilities

Item	Mount Carmel	National avg.	Difference
All Electricity	$169.62	$193.99	12.6%
Phone	$195.81	$192.25	1.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Slabtown, PA	159	100	0.1%
Centralia, PA	0	104	3.7%
Strong, PA	193	104	3.7%
Wilburton Number Two, PA	76	100	0.1%
Shenandoah, PA	4,789	78	21.6%
Mount Carmel, PA	5,672	84	15.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Spring Grove, IL	5,672	126	25.7%
Gardiner, ME	5,670	99	0.9%
Valparaiso, FL	5,669	109	9.2%
Eastwood, MI	5,675	83	16.6%
Ballston Spa, NY	5,675	108	8.1%
Mount Carmel, PA	5,672	84	15.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Mount Carmel, PA