| Index | Murphy | North Carolina | National |
| Cost of living | 89 | 94 | 100 |
| Goods & Services | 95 | 98 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 85 | 108 | 100 |
| Housing | 81 | 85 | 100 |
| Transportation | 83 | 92 | 100 |
| Utilities | 93 | 94 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $62,500 | $5,208 | $1,458 | $1,875 |
| Renters | $23,125 | $1,927 | $540 | $694 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.75% | 4.75% |
| Item | Murphy | National avg. | Difference |
| Haircut | $22.39 | $24.26 | 7.7% |
| Beauty Salon | $68.33 | $45.56 | 50.0% |
| Toothpaste | $3.72 | $3.70 | 0.6% |
| Shampoo | $1.23 | $1.28 | 4.2% |
| Movie | $14.55 | $12.13 | 19.9% |
| Bowling | $14.50 | $18.00 | 19.4% |
| Item | Murphy | National avg. | Difference |
| Ground Beef | $5.05 | $5.84 | 13.4% |
| Fried Chicken | $1.48 | $1.57 | 5.7% |
| Milk | $4.53 | $4.67 | 3.1% |
| Potatoes | $5.44 | $4.93 | 10.2% |
| Pizza | $12.62 | $12.09 | 4.4% |
| Beer | $9.54 | $10.41 | 8.4% |
| Item | Murphy | National avg. | Difference |
| Optometrist | $95.33 | $125.68 | 24.1% |
| Doctor | $109.61 | $135.78 | 19.3% |
| Dentist | $122.22 | $113.29 | 7.9% |
| Ibuprofen | $10.29 | $10.65 | 3.4% |
| Lipitor | $450.83 | $468.60 | 3.8% |
| Item | Murphy | National avg. | Difference |
| Home Price | $166,800.00 | $184,700.00 | 9.7% |
| Avg. Mortgage Payment | $1,754.85 | $2,346.69 | 25.2% |
| Apartment Rent | $549.00 | $949.00 | 42.1% |
| Item | Murphy | National avg. | Difference |
| Gasoline | $3.22 | $3.46 | 7.1% |
| Tire Balancing | $61.78 | $59.92 | 3.1% |
| Item | Murphy | National avg. | Difference |
| All Electricity | $134.24 | $193.99 | 30.8% |
| Phone | $188.43 | $192.25 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| Mineral Bluff, GA | 331 | 93 | 7.2% |
| Andrews, NC | 1,915 | 79 | 20.6% |
| Young Harris, GA | 1,059 | 85 | 14.9% |
| Hayesville, NC | 387 | 89 | 11.3% |
| Marble, NC | 546 | 93 | 6.7% |
| Murphy, NC | 1,855 | 89 | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Selmont-West Selmont, AL | 1,855 | 78 | 22.5% |
| South Palm Beach, FL | 1,855 | 117 | 17.2% |
| Rosedale, MS | 1,855 | 83 | 17.1% |
| Adams, NY | 1,855 | 97 | 3.0% |
| Stowell, TX | 1,855 | 89 | 10.8% |
| Murphy, NC | 1,855 | 89 | 10.9% |
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