A+
3%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
3%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Nampa Idaho National
Cost of living10396100
Goods & Services106101100
Groceries104101100
Health care10299100
Housing10388100
Transportation111105100
Utilities8486100

An Overview of Cost of Living in Nampa, ID

The cost of living in Nampa affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Nampa is 103, which is 3% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Everyday expenditures like food, housing, goods and services, transportation and health care in Nampa are priced in a manner consistent with other areas. This means that residents of Nampa can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

What Do Locals Say About the Cost of Living in Nampa?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 77 locals to understand their opinions on the cost of living in Nampa. The results indicated that 16% found it reasonably priced with decreasing prices of goods and services, while 84% viewed it as quite expensive, with increasing prices.

Is Nampa Affordable?

Is Nampa an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Nampa, the median home price is 3.8% higher than what most folks pay across the country, and monthly rent prices are 2.4% higher than the usual rates. Income levels in Nampa come in at $53,205, which is 3.8% lower than the national average.

What Factors can Influence the Cost of Living in Nampa?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Nampa, the utilities index is 15.6% lower than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Nampa, healthcare costs are 1.7% higher than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Nampa, the transportation index is 10.5% higher than the national average.

Where is the Data From?

The Nampa cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Nampa is 8% higher than the Idaho average
  • The cost of living in Nampa is 3% higher than the national average
  • Nampa housing is 3% higher than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Nampa

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Compare Nampa, ID Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$62,550$5,213$1,459$1,877
      Renters$39,062$3,255$911$1,172
      A good way to judge both the affordability of the housing and the cost of living in Nampa is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Nampa has a median income of about $62,550 for people who own homes. Based on that number, a maximum of $1,459 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,062. Based on this average, renters should spend no more than $911 on all rental costs if they want to maintain a non-impoverished standard of living.

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Goods & Services

      Item Nampa National avg. Difference
      Haircut $27.88$24.2614.9%
      Beauty Salon $41.57$45.568.8%
      Toothpaste $4.22$3.7014.1%
      Shampoo $1.21$1.285.3%
      Movie $11.60$12.134.4%
      Bowling $18.53$18.002.9%

      Groceries

      Item Nampa National avg. Difference
      Ground Beef $5.96$5.842.1%
      Fried Chicken $1.46$1.577.0%
      Milk $4.91$4.675.0%
      Potatoes $4.57$4.937.4%
      Pizza $11.56$12.094.4%
      Beer $10.59$10.411.7%

      Health Care

      Item Nampa National avg. Difference
      Optometrist $152.62$125.6821.4%
      Doctor $150.90$135.7811.1%
      Dentist $97.00$113.2914.4%
      Ibuprofen $10.79$10.651.3%
      Lipitor $524.49$468.6011.9%

      Housing

      Item Nampa National avg. Difference
      Home Price $191,800.00$184,700.003.8%
      Avg. Mortgage Payment $2,525.04$2,346.697.6%
      Apartment Rent $972.00$949.002.4%

      Transportation

      Item Nampa National avg. Difference
      Gasoline $3.60$3.463.9%
      Tire Balancing $75.93$59.9226.7%

      Utilities

      Item Nampa National avg. Difference
      All Electricity $154.20$193.9920.5%
      Phone $176.97$192.257.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Notus, ID594936.7%
      Marsing, ID1,379955.5%
      Melba, ID658954.7%
      Greenleaf, ID1,1231021.7%
      Caldwell, ID56,7341022.3%
      Nampa, ID96,8251033.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Federal Way, WA96,81213434.4%
      Albany, NY96,8601032.6%
      Bend, OR97,03213332.6%
      Erie, PA96,6168812.4%
      Lawrence, KS97,348981.8%
      Nampa, ID96,8251033.3%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.