Cost Of Living in Nappanee, IN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Nappanee	Indiana	National
Cost of living	88	90	100
Goods & Services	86	94	100
Groceries	100	98	100
Health care	87	96	100
Housing	79	72	100
Transportation	90	95	100
Utilities	101	107	100

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Cost Of Living Quick Facts

The cost of living in Nappanee is 2% lower than the Indiana average
The cost of living in Nappanee is 12% lower than the national average
Nappanee housing is 21% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$73,429	$6,119	$1,713	$2,203
Renters	$31,856	$2,655	$743	$956

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Nappanee, IN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Nappanee homeowners, is $73,429. This would allow for a maximum of $1,713 per month to be spent on housing costs. For renters, the median monthly income is $31,856 which would result in a maximum of $743 to be spent on rental costs.

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	Nappanee	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$52.07	$45.56	14.3%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.34	$1.28	4.6%
Movie	$13.08	$12.13	7.8%
Bowling	$10.44	$18.00	42.0%

Groceries

Item	Nappanee	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.62	$1.57	3.0%
Milk	$4.83	$4.67	3.3%
Potatoes	$4.96	$4.93	0.4%
Pizza	$11.04	$12.09	8.7%
Beer	$9.65	$10.41	7.3%

Health Care

Item	Nappanee	National avg.	Difference
Optometrist	$132.22	$125.68	5.2%
Doctor	$117.36	$135.78	13.6%
Dentist	$99.95	$113.29	11.8%
Ibuprofen	$10.40	$10.65	2.4%
Lipitor	$356.34	$468.60	24.0%

Housing

Item	Nappanee	National avg.	Difference
Home Price	$143,900.00	$184,700.00	22.1%
Avg. Mortgage Payment	$1,868.87	$2,346.69	20.4%
Apartment Rent	$765.00	$949.00	19.4%

Transportation

Item	Nappanee	National avg.	Difference
Gasoline	$3.38	$3.46	2.4%
Tire Balancing	$42.17	$59.92	29.6%

Utilities

Item	Nappanee	National avg.	Difference
All Electricity	$199.24	$193.99	2.7%
Phone	$190.02	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Etna Green, IN	565	80	19.6%
Argos, IN	1,799	81	19.3%
Lakeville, IN	765	81	18.6%
Milford, IN	1,664	82	17.5%
Syracuse, IN	2,874	84	15.9%
Nappanee, IN	7,138	88	12.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Putnam, CT	7,138	107	7.0%
Belle Plaine, MN	7,137	103	3.0%
Philadelphia, MS	7,137	82	17.9%
Belle Isle, FL	7,139	119	19.2%
River Park, FL	7,139	93	7.0%
Nappanee, IN	7,138	88	12.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Nappanee, IN