Cost Of Living in North Ballston Spa, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	North Ballston Spa	New York	National
Cost of living	101	117	100
Goods & Services	106	108	100
Groceries	103	102	100
Health care	93	103	100
Housing	96	145	100
Transportation	97	105	100
Utilities	102	100	100

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Cost Of Living Quick Facts

The cost of living in North Ballston Spa is 14% lower than the New York average
The cost of living in North Ballston Spa is 1% higher than the national average
North Ballston Spa housing is 4% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,390	$6,033	$1,689	$2,172
Renters	$21,288	$1,774	$497	$639

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	North Ballston Spa	National avg.	Difference
Haircut	$28.28	$24.26	16.6%
Beauty Salon	$51.36	$45.56	12.7%
Toothpaste	$3.74	$3.70	1.1%
Shampoo	$1.28	$1.28	0.3%
Movie	$13.08	$12.13	7.8%
Bowling	$15.96	$18.00	11.3%

Groceries

Item	North Ballston Spa	National avg.	Difference
Ground Beef	$6.06	$5.84	3.7%
Fried Chicken	$1.60	$1.57	1.5%
Milk	$4.85	$4.67	3.9%
Potatoes	$5.09	$4.93	3.2%
Pizza	$14.69	$12.09	21.5%
Beer	$10.90	$10.41	4.7%

Health Care

Item	North Ballston Spa	National avg.	Difference
Optometrist	$132.47	$125.68	5.4%
Doctor	$111.33	$135.78	18.0%
Dentist	$111.69	$113.29	1.4%
Ibuprofen	$10.90	$10.65	2.3%
Lipitor	$436.57	$468.60	6.8%

Housing

Item	North Ballston Spa	National avg.	Difference
Home Price	$177,500.00	$184,700.00	3.9%
Avg. Mortgage Payment	$2,531.65	$2,346.69	7.9%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	North Ballston Spa	National avg.	Difference
Gasoline	$3.55	$3.46	2.5%
Tire Balancing	$50.33	$59.92	16.0%

Utilities

Item	North Ballston Spa	National avg.	Difference
All Electricity	$196.70	$193.99	1.4%
Phone	$195.71	$192.25	1.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mechanicville, NY	5,077	97	2.9%
Scotia, NY	7,648	97	2.7%
Victory, NY	717	98	1.9%
Valley Falls, NY	472	98	1.9%
Schuylerville, NY	1,408	99	1.4%
North Ballston Spa, NY	1,265	101	0.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Carey, ID	1,265	92	7.6%
Riley, KS	1,265	92	8.2%
New Sarpy, LA	1,265	90	10.4%
Weidman, MI	1,265	81	18.9%
Windsor, PA	1,265	98	2.4%
North Ballston Spa, NY	1,265	101	0.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in North Ballston Spa, NY