Cost Of Living in North Richmond, CA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	North Richmond	California	National
Cost of living	144	140	100
Goods & Services	114	111	100
Groceries	117	112	100
Health care	121	109	100
Housing	201	196	100
Transportation	129	126	100
Utilities	134	127	100

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Cost Of Living Quick Facts

The cost of living in North Richmond is 3% higher than the California average
The cost of living in North Richmond is 44% higher than the national average
North Richmond housing is 101% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$109,545	$9,129	$2,556	$3,287
Renters	$37,411	$3,118	$873	$1,122

The affordability of the housing market in North Richmond, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among North Richmond homeowners, the median income is $109,545. This indicates that a monthly maximum of $2,556 should be spent by homeowners on all housing related costs. Renters have a median income of $37,411. This indicates that renters would have a maximum of $873 for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	North Richmond	National avg.	Difference
Haircut	$25.00	$24.26	3.0%
Beauty Salon	$76.00	$45.56	66.8%
Toothpaste	$3.64	$3.70	1.7%
Shampoo	$1.45	$1.28	13.5%
Movie	$16.46	$12.13	35.7%
Bowling	$27.22	$18.00	51.2%

Groceries

Item	North Richmond	National avg.	Difference
Ground Beef	$5.70	$5.84	2.3%
Fried Chicken	$3.43	$1.57	118.2%
Milk	$4.91	$4.67	5.1%
Potatoes	$4.87	$4.93	1.3%
Pizza	$13.49	$12.09	11.6%
Beer	$11.18	$10.41	7.4%

Health Care

Item	North Richmond	National avg.	Difference
Optometrist	$137.40	$125.68	9.3%
Doctor	$110.00	$135.78	19.0%
Dentist	$118.27	$113.29	4.4%
Ibuprofen	$11.76	$10.65	10.4%
Lipitor	$508.17	$468.60	8.4%

Housing

Item	North Richmond	National avg.	Difference
Home Price	$402,900.00	$184,700.00	118.1%
Avg. Mortgage Payment	$6,553.90	$2,346.69	179.3%
Apartment Rent	$1,518.00	$949.00	60.0%

Transportation

Item	North Richmond	National avg.	Difference
Gasoline	$4.60	$3.46	33.0%
Tire Balancing	$60.97	$59.92	1.7%

Utilities

Item	North Richmond	National avg.	Difference
All Electricity	$182.51	$193.99	5.9%
Phone	$180.31	$192.25	6.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Port Costa, CA	242	120	20.0%
Strawberry CDP (Tuolumne County), CA	116	125	24.6%
El Cerrito CDP, CA	5,699	140	39.6%
San Pablo, CA	30,959	142	42.0%
Vallejo, CA	121,275	145	45.4%
North Richmond, CA	4,258	144	44.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
North Plymouth, MA	4,258	138	37.5%
High Ridge, MO	4,257	90	9.8%
Country Lake Estates, NJ	4,257	109	8.8%
Morgan, UT	4,259	116	15.7%
Highland CDP, IN	4,256	103	2.7%
North Richmond, CA	4,258	144	44.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in North Richmond, CA