Cost Of Living in North Star, DE

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	North Star	Delaware	National
Cost of living	138	108	100
Goods & Services	106	104	100
Groceries	106	102	100
Health care	107	103	100
Housing	216	121	100
Transportation	108	102	100
Utilities	92	98	100

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Cost Of Living Quick Facts

The cost of living in North Star is 27% higher than the Delaware average
The cost of living in North Star is 38% higher than the national average
North Star housing is 116% higher than the national average
Delaware general sales tax is 100% lower than the national average
Delaware state income tax is 15% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$141,736	$11,811	$3,307	$4,253
Renters	$146,037	$12,170	$3,407	$4,382

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in North Star, DE, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In North Star, homeowners have a median income of $141,736. Using that number, a maximum of $3,307 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $146,037, which means there is a maximum of $3,407 to be spent on the costs of renting a home or apartment.

Delaware Sales Tax

State	General Sales Tax	With Max Surtax
Delaware	0%	0%

Delaware Income Tax

State	Income Tax (Low)	Income Tax (High)
Delaware	2.2%	6.6%

Goods & Services

Item	North Star	National avg.	Difference
Haircut	$30.14	$24.26	24.2%
Beauty Salon	$47.42	$45.56	4.1%
Toothpaste	$3.61	$3.70	2.4%
Shampoo	$1.41	$1.28	10.4%
Movie	$12.71	$12.13	4.7%
Bowling	$19.50	$18.00	8.3%

Groceries

Item	North Star	National avg.	Difference
Ground Beef	$5.73	$5.84	1.9%
Fried Chicken	$1.52	$1.57	3.6%
Milk	$4.81	$4.67	3.0%
Potatoes	$5.40	$4.93	9.5%
Pizza	$11.33	$12.09	6.2%
Beer	$11.96	$10.41	14.8%

Health Care

Item	North Star	National avg.	Difference
Optometrist	$113.67	$125.68	9.6%
Doctor	$149.53	$135.78	10.1%
Dentist	$132.28	$113.29	16.8%
Ibuprofen	$10.94	$10.65	2.7%
Lipitor	$438.67	$468.60	6.4%

Housing

Item	North Star	National avg.	Difference
Home Price	$446,300.00	$184,700.00	141.6%
Avg. Mortgage Payment	$2,192.51	$2,346.69	6.6%
Apartment Rent	$1,479.00	$949.00	55.8%

Transportation

Item	North Star	National avg.	Difference
Gasoline	$3.50	$3.46	1.0%
Tire Balancing	$74.86	$59.92	24.9%

Utilities

Item	North Star	National avg.	Difference
All Electricity	$173.73	$193.99	10.4%
Phone	$182.79	$192.25	4.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lincoln University, PA	1,843	104	4.4%
Cheyney University, PA	194	104	4.4%
Salem, NJ	4,761	88	12.4%
Penns Grove, NJ	4,793	98	2.4%
Carneys Point, NJ	7,302	99	1.3%
North Star, DE	7,546	138	37.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brook Highland, AL	7,545	122	21.6%
Hughson, CA	7,545	133	32.9%
Berlin, NJ	7,543	112	12.2%
Palmyra, PA	7,541	99	1.4%
Delafield, WI	7,541	125	25.3%
North Star, DE	7,546	138	37.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in North Star, DE