Cost Of Living in North Terre Haute, IN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	North Terre Haute	Indiana	National
Cost of living	89	90	100
Goods & Services	99	94	100
Groceries	98	98	100
Health care	131	96	100
Housing	57	72	100
Transportation	103	95	100
Utilities	107	107	100

New Real Estate Listings in North Terre Haute Area

For Sale For Rent

Search

Search Homes for Sale in North Terre Haute, IN

See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

The cost of living in North Terre Haute is 1% lower than the Indiana average
The cost of living in North Terre Haute is 11% lower than the national average
North Terre Haute housing is 43% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around North Terre Haute

See all the best places to live around North Terre Haute

Compare North Terre Haute, IN Cost of Living

Write a review to give others more information about this area.

See all North Terre Haute poll results

The best places in Indiana

Here are the best places to live in Indiana

Check out the 10 most dangerous cities in Indiana

Safest States In The US

Most Dangerous Cities In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,458	$4,955	$1,387	$1,784
Renters	$15,490	$1,291	$361	$465

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in North Terre Haute, IN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for North Terre Haute homeowners, is $59,458. This would allow for a maximum of $1,387 per month to be spent on housing costs. For renters, the median monthly income is $15,490 which would result in a maximum of $361 to be spent on rental costs.

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	North Terre Haute	National avg.	Difference
Haircut	$18.50	$24.26	23.7%
Beauty Salon	$30.00	$45.56	34.2%
Toothpaste	$3.71	$3.70	0.3%
Shampoo	$1.24	$1.28	2.9%
Movie	$9.63	$12.13	20.6%
Bowling	$15.00	$18.00	16.7%

Groceries

Item	North Terre Haute	National avg.	Difference
Ground Beef	$5.92	$5.84	1.4%
Fried Chicken	$1.62	$1.57	3.2%
Milk	$4.75	$4.67	1.7%
Potatoes	$5.14	$4.93	4.1%
Pizza	$13.25	$12.09	9.6%
Beer	$9.97	$10.41	4.2%

Health Care

Item	North Terre Haute	National avg.	Difference
Optometrist	$150.00	$125.68	19.3%
Doctor	$146.67	$135.78	8.0%
Dentist	$205.92	$113.29	81.8%
Ibuprofen	$10.29	$10.65	3.4%
Lipitor	$441.50	$468.60	5.8%

Housing

Item	North Terre Haute	National avg.	Difference
Home Price	$96,600.00	$184,700.00	47.7%
Avg. Mortgage Payment	$1,778.87	$2,346.69	24.2%
Apartment Rent	$638.00	$949.00	32.8%

Transportation

Item	North Terre Haute	National avg.	Difference
Gasoline	$3.45	$3.46	0.3%
Tire Balancing	$67.33	$59.92	12.4%

Utilities

Item	North Terre Haute	National avg.	Difference
All Electricity	$216.89	$193.99	11.8%
Phone	$190.03	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dresser, IN	37	103	2.6%
Blanford, IN	248	80	20.4%
Universal, IN	339	81	19.1%
Mecca, IN	583	82	18.3%
West Terre Haute, IN	2,193	85	14.8%
North Terre Haute, IN	4,371	89	11.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Isle of Palms, SC	4,371	182	82.2%
Mary Esther, FL	4,370	100	0.4%
Deep River, ON	4,370	n/a
Columbia-Shuswap D, BC	4,370	n/a
Hamburg, PA	4,369	99	1.0%
North Terre Haute, IN	4,371	89	11.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in North Terre Haute, IN