| Index | Oak Trail Shores | Texas | National |
| Cost of living | 89 | 92 | 100 |
| Goods & Services | 108 | 96 | 100 |
| Groceries | 100 | 96 | 100 |
| Health care | 108 | 94 | 100 |
| Housing | 52 | 83 | 100 |
| Transportation | 89 | 92 | 100 |
| Utilities | 111 | 104 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $29,858 | $2,488 | $697 | $896 |
| Renters | $27,528 | $2,294 | $642 | $826 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Oak Trail Shores | National avg. | Difference |
| Haircut | $33.29 | $24.26 | 37.2% |
| Beauty Salon | $65.85 | $45.56 | 44.5% |
| Toothpaste | $3.57 | $3.70 | 3.6% |
| Shampoo | $1.30 | $1.28 | 1.3% |
| Movie | $14.60 | $12.13 | 20.3% |
| Bowling | $24.53 | $18.00 | 36.3% |
| Item | Oak Trail Shores | National avg. | Difference |
| Ground Beef | $5.23 | $5.84 | 10.4% |
| Fried Chicken | $1.74 | $1.57 | 10.8% |
| Milk | $4.65 | $4.67 | 0.5% |
| Potatoes | $4.93 | $4.93 | 0.0% |
| Pizza | $11.30 | $12.09 | 6.5% |
| Beer | $10.93 | $10.41 | 5.0% |
| Item | Oak Trail Shores | National avg. | Difference |
| Optometrist | $143.73 | $125.68 | 14.4% |
| Doctor | $140.69 | $135.78 | 3.6% |
| Dentist | $130.53 | $113.29 | 15.2% |
| Ibuprofen | $10.62 | $10.65 | 0.3% |
| Lipitor | $499.87 | $468.60 | 6.7% |
| Item | Oak Trail Shores | National avg. | Difference |
| Home Price | $63,600.00 | $184,700.00 | 65.6% |
| Avg. Mortgage Payment | $2,258.00 | $2,346.69 | 3.8% |
| Apartment Rent | $897.00 | $949.00 | 5.5% |
| Item | Oak Trail Shores | National avg. | Difference |
| Gasoline | $3.09 | $3.46 | 10.7% |
| Tire Balancing | $52.04 | $59.92 | 13.2% |
| Item | Oak Trail Shores | National avg. | Difference |
| All Electricity | $219.02 | $193.99 | 12.9% |
| Phone | $208.71 | $192.25 | 8.6% |
| City | Population | Cost of Living Index | National Avg. |
| Western Lake, TX | 509 | 78 | 22.4% |
| Lipan, TX | 488 | 91 | 8.9% |
| Canyon Creek, TX | 952 | 94 | 6.2% |
| Cresson, TX | 993 | 97 | 2.6% |
| Tolar, TX | 1,201 | 103 | 3.4% |
| Oak Trail Shores, TX | 2,698 | 89 | 11.3% |
| City | Population | Cost of Living Index | National Avg. |
| Wilson's Mills, NC | 2,698 | 96 | 3.7% |
| Middlefield, OH | 2,698 | 92 | 8.0% |
| Bonifay, FL | 2,697 | 86 | 13.5% |
| Stanley, ND | 2,697 | 100 | 0.2% |
| Lake Wynonah, PA | 2,697 | 102 | 1.6% |
| Oak Trail Shores, TX | 2,698 | 89 | 11.3% |
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