| Index | Oak Valley | New Jersey | National |
| Cost of living | 100 | 121 | 100 |
| Goods & Services | 103 | 106 | 100 |
| Groceries | 102 | 102 | 100 |
| Health care | 94 | 99 | 100 |
| Housing | 92 | 158 | 100 |
| Transportation | 107 | 103 | 100 |
| Utilities | 110 | 107 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $92,171 | $7,681 | $2,151 | $2,765 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| New Jersey | 6.625% | 12.625% |
| State | Income Tax (Low) | Income Tax (High) |
| New Jersey | 1.4% | 10.75% |
| Item | Oak Valley | National avg. | Difference |
| Haircut | $23.54 | $24.26 | 3.0% |
| Beauty Salon | $66.27 | $45.56 | 45.4% |
| Toothpaste | $3.65 | $3.70 | 1.5% |
| Shampoo | $1.52 | $1.28 | 18.4% |
| Movie | $13.75 | $12.13 | 13.3% |
| Bowling | $19.47 | $18.00 | 8.1% |
| Item | Oak Valley | National avg. | Difference |
| Ground Beef | $5.76 | $5.84 | 1.3% |
| Fried Chicken | $1.46 | $1.57 | 7.4% |
| Milk | $4.67 | $4.67 | 0.0% |
| Potatoes | $5.37 | $4.93 | 8.8% |
| Pizza | $11.73 | $12.09 | 2.9% |
| Beer | $11.99 | $10.41 | 15.2% |
| Item | Oak Valley | National avg. | Difference |
| Optometrist | $123.50 | $125.68 | 1.7% |
| Doctor | $132.56 | $135.78 | 2.4% |
| Dentist | $103.31 | $113.29 | 8.8% |
| Ibuprofen | $11.22 | $10.65 | 5.3% |
| Lipitor | $398.10 | $468.60 | 15.0% |
| Item | Oak Valley | National avg. | Difference |
| Home Price | $169,500.00 | $184,700.00 | 8.2% |
| Avg. Mortgage Payment | $2,169.88 | $2,346.69 | 7.5% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Oak Valley | National avg. | Difference |
| Gasoline | $3.53 | $3.46 | 2.0% |
| Tire Balancing | $70.89 | $59.92 | 18.3% |
| Item | Oak Valley | National avg. | Difference |
| All Electricity | $222.45 | $193.99 | 14.7% |
| Phone | $198.27 | $192.25 | 3.1% |
| City | Population | Cost of Living Index | National Avg. |
| Pine Valley, NJ | 11 | 104 | 3.8% |
| Tavistock, NJ | 5 | 104 | 3.8% |
| Prospect Park CDP, PA | 224 | 82 | 17.9% |
| Audubon Park, NJ | 969 | 87 | 12.8% |
| Chester, PA | 33,855 | 89 | 10.6% |
| Oak Valley, NJ | 4,018 | 100 | 0.2% |
| City | Population | Cost of Living Index | National Avg. |
| Pleasant Hills, MD | 4,017 | 138 | 37.9% |
| Baldwin, WI | 4,017 | 96 | 3.7% |
| Smithton, IL | 4,019 | 94 | 6.0% |
| Granite Hills, CA | 4,020 | 182 | 82.0% |
| Hiram, GA | 4,021 | 96 | 4.0% |
| Oak Valley, NJ | 4,018 | 100 | 0.2% |
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