Cost Of Living in Ontario, OH

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ontario	Ohio	National
Cost of living	92	92	100
Goods & Services	105	100	100
Groceries	99	101	100
Health care	86	98	100
Housing	74	73	100
Transportation	100	100	100
Utilities	94	99	100

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Cost Of Living Quick Facts

The cost of living in Ontario is 1% higher than the Ohio average
The cost of living in Ontario is 8% lower than the national average
Ontario housing is 26% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,776	$5,898	$1,651	$2,123
Renters	$35,735	$2,978	$834	$1,072

To approximate the cost of living and the housing affordability in Ontario, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ontario have a median income of $70,776. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,651 per month to avoid calamity and poverty. The renters in the city have an income of about $35,735, which would make their monthly maximum allowable rental costs $834.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Ontario	National avg.	Difference
Haircut	$23.45	$24.26	3.3%
Beauty Salon	$39.83	$45.56	12.6%
Toothpaste	$3.75	$3.70	1.3%
Shampoo	$1.21	$1.28	5.5%
Movie	$11.62	$12.13	4.2%
Bowling	$11.78	$18.00	34.6%

Groceries

Item	Ontario	National avg.	Difference
Ground Beef	$6.28	$5.84	7.5%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.55	$4.67	2.5%
Potatoes	$4.83	$4.93	2.1%
Pizza	$11.74	$12.09	2.9%
Beer	$10.79	$10.41	3.6%

Health Care

Item	Ontario	National avg.	Difference
Optometrist	$82.43	$125.68	34.4%
Doctor	$123.67	$135.78	8.9%
Dentist	$92.00	$113.29	18.8%
Ibuprofen	$10.24	$10.65	3.9%
Lipitor	$421.83	$468.60	10.0%

Housing

Item	Ontario	National avg.	Difference
Home Price	$129,800.00	$184,700.00	29.7%
Avg. Mortgage Payment	$1,797.82	$2,346.69	23.4%
Apartment Rent	$782.00	$949.00	17.6%

Transportation

Item	Ontario	National avg.	Difference
Gasoline	$3.38	$3.46	2.3%
Tire Balancing	$64.21	$59.92	7.2%

Utilities

Item	Ontario	National avg.	Difference
All Electricity	$180.12	$193.99	7.2%
Phone	$184.90	$192.25	3.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sulphur Springs, OH	159	100	0.4%
Tiro, OH	219	82	18.1%
Crestline, OH	4,408	84	15.8%
Galion, OH	10,003	85	15.2%
Savannah, OH	320	83	17.5%
Ontario, OH	6,094	92	7.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Les Coteaux, QC	6,094	n/a
South Gate Ridge, FL	6,095	112	12.3%
Franklin, PA	6,092	87	13.4%
Munford, TN	6,090	98	2.4%
Bridgewater, VA	6,090	109	8.6%
Ontario, OH	6,094	92	7.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ontario, OH