Cost Of Living in Optima, OK

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Optima	Oklahoma	National
Cost of living	78	86	100
Goods & Services	92	91	100
Groceries	94	94	100
Health care	84	93	100
Housing	43	69	100
Transportation	92	93	100
Utilities	97	98	100

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Cost Of Living Quick Facts

The cost of living in Optima is 9% lower than the Oklahoma average
The cost of living in Optima is 22% lower than the national average
Optima housing is 57% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$47,708	$3,976	$1,113	$1,431

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Goods & Services

Item	Optima	National avg.	Difference
Haircut	$28.33	$24.26	16.8%
Beauty Salon	$49.67	$45.56	9.0%
Toothpaste	$3.63	$3.70	2.0%
Shampoo	$1.25	$1.28	2.6%
Movie	$10.19	$12.13	16.0%
Bowling	$16.11	$18.00	10.5%

Groceries

Item	Optima	National avg.	Difference
Ground Beef	$5.84	$5.84	0.1%
Fried Chicken	$1.32	$1.57	16.1%
Milk	$4.51	$4.67	3.5%
Potatoes	$4.15	$4.93	15.9%
Pizza	$10.10	$12.09	16.4%
Beer	$9.99	$10.41	4.0%

Health Care

Item	Optima	National avg.	Difference
Optometrist	$77.00	$125.68	38.7%
Doctor	$114.00	$135.78	16.0%
Dentist	$91.00	$113.29	19.7%
Ibuprofen	$10.21	$10.65	4.1%
Lipitor	$450.42	$468.60	3.9%

Housing

Item	Optima	National avg.	Difference
Home Price	$57,100.00	$184,700.00	69.1%
Avg. Mortgage Payment	$1,449.46	$2,346.69	38.2%
Apartment Rent	$677.00	$949.00	28.7%

Transportation

Item	Optima	National avg.	Difference
Gasoline	$3.19	$3.46	7.7%
Tire Balancing	$54.00	$59.92	9.9%

Utilities

Item	Optima	National avg.	Difference
All Electricity	$173.26	$193.99	10.7%
Phone	$209.24	$192.25	8.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hardesty, OK	331	76	23.9%
Hooker, OK	1,504	82	17.9%
Guymon, OK	11,381	86	13.5%
Optima, OK	322	78	22.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kukuihaele, HI	322	187	86.9%
Marble Rock, IA	322	81	19.4%
Lenora, KS	322	73	27.4%
Ransom, KS	322	79	20.8%
Lake Angelus, MI	322	258	158.2%
Optima, OK	322	78	22.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Optima, OK