Cost Of Living in Osage Beach, MO

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Osage Beach	Missouri	National
Cost of living	103	88	100
Goods & Services	95	92	100
Groceries	96	95	100
Health care	93	90	100
Housing	126	78	100
Transportation	90	91	100
Utilities	93	99	100

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Cost Of Living Quick Facts

The cost of living in Osage Beach is 17% higher than the Missouri average
The cost of living in Osage Beach is 3% higher than the national average
Osage Beach housing is 26% higher than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,681	$5,723	$1,602	$2,061
Renters	$28,843	$2,404	$673	$865

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Osage Beach, MO, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Osage Beach, homeowners have a median income of $68,681. Using that number, a maximum of $1,602 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $28,843, which means there is a maximum of $673 to be spent on the costs of renting a home or apartment.

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Goods & Services

Item	Osage Beach	National avg.	Difference
Haircut	$24.14	$24.26	0.5%
Beauty Salon	$44.94	$45.56	1.4%
Toothpaste	$3.76	$3.70	1.6%
Shampoo	$1.05	$1.28	17.7%
Movie	$11.64	$12.13	4.0%
Bowling	$16.11	$18.00	10.5%

Groceries

Item	Osage Beach	National avg.	Difference
Ground Beef	$6.28	$5.84	7.5%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.66	$4.67	0.3%
Potatoes	$4.70	$4.93	4.7%
Pizza	$10.74	$12.09	11.1%
Beer	$9.14	$10.41	12.2%

Health Care

Item	Osage Beach	National avg.	Difference
Optometrist	$135.25	$125.68	7.6%
Doctor	$141.87	$135.78	4.5%
Dentist	$99.33	$113.29	12.3%
Ibuprofen	$10.20	$10.65	4.2%
Lipitor	$369.77	$468.60	21.1%

Housing

Item	Osage Beach	National avg.	Difference
Home Price	$277,000.00	$184,700.00	50.0%
Avg. Mortgage Payment	$2,216.67	$2,346.69	5.5%
Apartment Rent	$651.00	$949.00	31.4%

Transportation

Item	Osage Beach	National avg.	Difference
Gasoline	$3.24	$3.46	6.3%
Tire Balancing	$47.66	$59.92	20.5%

Utilities

Item	Osage Beach	National avg.	Difference
All Electricity	$168.45	$193.99	13.2%
Phone	$197.21	$192.25	2.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Montreal, MO	208	89	10.7%
Lakeside, MO	0	94	6.2%
Brumley, MO	100	80	19.5%
Tuscumbia, MO	162	83	17.5%
Eldon, MO	4,671	83	16.8%
Osage Beach, MO	4,923	103	3.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Summit, WI	4,922	129	28.6%
Adel, IA	4,924	96	4.1%
Cicero, IN	4,921	95	5.2%
Ironwood, MI	4,925	74	26.5%
Parker, TX	4,920	182	82.0%
Osage Beach, MO	4,923	103	3.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Osage Beach, MO