Cost Of Living in Pass Christian, MS

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Pass Christian	Mississippi	National
Cost of living	98	83	100
Goods & Services	103	92	100
Groceries	96	97	100
Health care	114	98	100
Housing	100	63	100
Transportation	92	88	100
Utilities	78	86	100

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Cost Of Living Quick Facts

The cost of living in Pass Christian is 18% higher than the Mississippi average
The cost of living in Pass Christian is 2% lower than the national average
Pass Christian housing is equal to the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,875	$4,240	$1,187	$1,526
Renters	$31,778	$2,648	$741	$953

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Pass Christian, MS, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Pass Christian homeowners, is $50,875. This would allow for a maximum of $1,187 per month to be spent on housing costs. For renters, the median monthly income is $31,778 which would result in a maximum of $741 to be spent on rental costs.

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Goods & Services

Item	Pass Christian	National avg.	Difference
Haircut	$21.67	$24.26	10.7%
Beauty Salon	$43.17	$45.56	5.3%
Toothpaste	$3.57	$3.70	3.6%
Shampoo	$1.22	$1.28	4.5%
Movie	$13.30	$12.13	9.6%
Bowling	$12.33	$18.00	31.5%

Groceries

Item	Pass Christian	National avg.	Difference
Ground Beef	$6.15	$5.84	5.3%
Fried Chicken	$1.39	$1.57	11.6%
Milk	$4.55	$4.67	2.5%
Potatoes	$5.31	$4.93	7.5%
Pizza	$12.61	$12.09	4.3%
Beer	$10.23	$10.41	1.7%

Health Care

Item	Pass Christian	National avg.	Difference
Optometrist	$128.17	$125.68	2.0%
Doctor	$127.78	$135.78	5.9%
Dentist	$129.44	$113.29	14.3%
Ibuprofen	$10.46	$10.65	1.8%
Lipitor	$482.03	$468.60	2.9%

Housing

Item	Pass Christian	National avg.	Difference
Home Price	$183,200.00	$184,700.00	0.8%
Avg. Mortgage Payment	$1,882.94	$2,346.69	19.8%
Apartment Rent	$977.00	$949.00	3.0%

Transportation

Item	Pass Christian	National avg.	Difference
Gasoline	$3.14	$3.46	9.2%
Tire Balancing	$68.00	$59.92	13.5%

Utilities

Item	Pass Christian	National avg.	Difference
All Electricity	$149.86	$193.99	22.8%
Phone	$186.90	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Gulfport, MS	71,660	91	8.7%
Waveland, MS	6,352	92	7.6%
Kiln, MS	2,462	93	6.8%
Long Beach, MS	15,829	96	4.4%
Diamondhead, MS	8,076	97	3.4%
Pass Christian, MS	6,079	98	2.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
University at Buffalo, NY	6,079	102	2.0%
Exton, PA	6,079	132	31.8%
Newberry, FL	6,081	97	2.7%
Pictou, Subd. B, NS	6,082	n/a
Sainte-Martine, QC	6,075	n/a
Pass Christian, MS	6,079	98	2.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Pass Christian, MS