Cost Of Living in Pelham, GA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Pelham	Georgia	National
Cost of living	82	93	100
Goods & Services	97	97	100
Groceries	96	98	100
Health care	106	100	100
Housing	52	86	100
Transportation	97	94	100
Utilities	85	86	100

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Cost Of Living Quick Facts

The cost of living in Pelham is 11% lower than the Georgia average
The cost of living in Pelham is 18% lower than the national average
Pelham housing is 48% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,316	$3,360	$941	$1,210
Renters	$26,083	$2,174	$609	$783

A good way to judge both the affordability of the housing and the cost of living in Pelham is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Pelham has a median income of about $40,316 for people who own homes. Based on that number, a maximum of $941 should be spent on expenses related to housing. Renters have a slightly different median income, which is $26,083. Based on this average, renters should spend no more than $609 on all rental costs if they want to maintain a non-impoverished standard of living.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Goods & Services

Item	Pelham	National avg.	Difference
Haircut	$23.64	$24.26	2.5%
Beauty Salon	$35.60	$45.56	21.9%
Toothpaste	$3.74	$3.70	1.1%
Shampoo	$1.42	$1.28	11.1%
Movie	$12.02	$12.13	1.0%
Bowling	$16.50	$18.00	8.3%

Groceries

Item	Pelham	National avg.	Difference
Ground Beef	$5.87	$5.84	0.6%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.56	$4.67	2.5%
Potatoes	$5.27	$4.93	6.8%
Pizza	$12.97	$12.09	7.3%
Beer	$11.26	$10.41	8.2%

Health Care

Item	Pelham	National avg.	Difference
Optometrist	$116.93	$125.68	7.0%
Doctor	$122.60	$135.78	9.7%
Dentist	$111.70	$113.29	1.4%
Ibuprofen	$10.73	$10.65	0.8%
Lipitor	$367.50	$468.60	21.6%

Housing

Item	Pelham	National avg.	Difference
Home Price	$86,600.00	$184,700.00	53.1%
Avg. Mortgage Payment	$2,152.45	$2,346.69	8.3%
Apartment Rent	$592.00	$949.00	37.6%

Transportation

Item	Pelham	National avg.	Difference
Gasoline	$3.37	$3.46	2.6%
Tire Balancing	$64.50	$59.92	7.6%

Utilities

Item	Pelham	National avg.	Difference
All Electricity	$189.14	$193.99	2.5%
Phone	$193.94	$192.25	0.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Meigs, GA	1,068	78	21.7%
Doerun, GA	749	80	20.2%
Newton, GA	575	80	19.7%
Sale City, GA	405	81	18.7%
Camilla, GA	5,087	83	17.5%
Pelham, GA	3,502	82	17.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Port St. Joe, FL	3,502	102	1.8%
Broken Bow, NE	3,503	83	17.4%
Yuma, CO	3,500	101	1.2%
Park City, TN	3,500	90	9.6%
Red Bud, IL	3,504	89	11.1%
Pelham, GA	3,502	82	17.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Pelham, GA