Cost Of Living in Phil Campbell, AL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Phil Campbell	Alabama	National
Cost of living	77	88	100
Goods & Services	90	96	100
Groceries	94	96	100
Health care	83	87	100
Housing	46	72	100
Transportation	90	91	100
Utilities	95	102	100

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Cost Of Living Quick Facts

The cost of living in Phil Campbell is 12% lower than the Alabama average
The cost of living in Phil Campbell is 23% lower than the national average
Phil Campbell housing is 54% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$39,265	$3,272	$916	$1,178
Renters	$20,250	$1,688	$472	$608

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Phil Campbell	National avg.	Difference
Haircut	$17.13	$24.26	29.4%
Beauty Salon	$32.58	$45.56	28.5%
Toothpaste	$3.74	$3.70	0.9%
Shampoo	$1.04	$1.28	19.0%
Movie	$13.50	$12.13	11.2%
Bowling	$17.50	$18.00	2.8%

Groceries

Item	Phil Campbell	National avg.	Difference
Ground Beef	$5.67	$5.84	2.9%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.49	$4.67	4.0%
Potatoes	$5.06	$4.93	2.5%
Pizza	$9.73	$12.09	19.5%
Beer	$10.23	$10.41	1.7%

Health Care

Item	Phil Campbell	National avg.	Difference
Optometrist	$80.87	$125.68	35.7%
Doctor	$90.50	$135.78	33.3%
Dentist	$94.28	$113.29	16.8%
Ibuprofen	$10.04	$10.65	5.8%
Lipitor	$519.93	$468.60	11.0%

Housing

Item	Phil Campbell	National avg.	Difference
Home Price	$75,700.00	$184,700.00	59.0%
Avg. Mortgage Payment	$1,703.27	$2,346.69	27.4%
Apartment Rent	$538.00	$949.00	43.3%

Transportation

Item	Phil Campbell	National avg.	Difference
Gasoline	$3.14	$3.46	9.4%
Tire Balancing	$52.00	$59.92	13.2%

Utilities

Item	Phil Campbell	National avg.	Difference
All Electricity	$180.93	$193.99	6.7%
Phone	$186.22	$192.25	3.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Spruce Pine, AL	73	91	9.0%
Belgreen, AL	27	91	9.0%
Hodges, AL	359	77	23.2%
Bear Creek, AL	1,638	77	22.5%
Hackleburg, AL	1,483	78	21.9%
Phil Campbell, AL	935	77	22.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Coosada, AL	935	90	9.9%
Houck, AZ	935	84	16.2%
Baxter, IA	935	90	9.9%
Chester, MA	935	104	4.2%
Mazeppa, MN	935	94	6.2%
Phil Campbell, AL	935	77	22.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Phil Campbell, AL