A+
7%
Overall NAT. AVG.
17%
Goods & Services NAT. AVG.
0%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Plover Wisconsin National
Cost of living9396100
Goods & Services8397100
Groceries9699100
Health care125112100
Housing10088100
Transportation8998100
Utilities95102100

An Overview of Cost of Living in Plover, WI

The cost of living in Plover affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Plover is 93, which is 7% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Plover is about average when compared to all other cities across the nation. You can expect that everyday items like food, goods and services and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Everyday essentials such as clothing, personal hygiene products and entertainment all contribute to your overall cost of living. The good news is that in Plover, these goods and services come in at 17.4% less than the national average. This means you can enjoy the things you need and love without breaking the bank. With such savings, you have the opportunity to allocate more funds towards your savings or other financial goals, ultimately enhancing your financial well-being.

Is Plover Affordable?

Is Plover an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Plover, the median home price is 2.7% higher than what most folks pay across the country, and monthly rent prices are 7.1% lower than the usual rates. Income levels in Plover come in at $63,988, which is 15.7% higher than the national average.

What Factors can Influence the Cost of Living in Plover?

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Plover, healthcare costs are 25.1% higher than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Plover, the transportation index is 10.9% lower than the national average.

Where is the Data From?

The Plover cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Plover is 3% lower than the Wisconsin average
  • The cost of living in Plover is 7% lower than the national average
  • Plover housing is equal to the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Plover

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Compare Plover, WI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,556$7,463$2,090$2,687
      Renters$47,300$3,942$1,104$1,419
      The affordability of the housing market in Plover, WI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Plover homeowners, the median income is $89,556. This indicates that a monthly maximum of $2,090 should be spent by homeowners on all housing related costs. Renters have a median income of $47,300. This indicates that renters would have a maximum of $1,104 for their rent related monthly costs.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Goods & Services

      Item Plover National avg. Difference
      Haircut $28.71$24.2618.3%
      Beauty Salon $44.93$45.561.4%
      Toothpaste $3.62$3.702.3%
      Shampoo $1.18$1.287.6%
      Movie $14.28$12.1317.7%
      Bowling $16.88$18.006.2%

      Groceries

      Item Plover National avg. Difference
      Ground Beef $5.41$5.847.3%
      Fried Chicken $1.47$1.576.5%
      Milk $4.78$4.672.3%
      Potatoes $4.45$4.939.9%
      Pizza $12.91$12.096.8%
      Beer $8.70$10.4116.5%

      Health Care

      Item Plover National avg. Difference
      Optometrist $89.62$125.6828.7%
      Doctor $202.67$135.7849.3%
      Dentist $110.30$113.292.6%
      Ibuprofen $10.89$10.652.2%
      Lipitor $447.61$468.604.5%

      Housing

      Item Plover National avg. Difference
      Home Price $189,700.00$184,700.002.7%
      Avg. Mortgage Payment $2,296.35$2,346.692.1%
      Apartment Rent $882.00$949.007.1%

      Transportation

      Item Plover National avg. Difference
      Gasoline $3.25$3.466.1%
      Tire Balancing $66.53$59.9211.0%

      Utilities

      Item Plover National avg. Difference
      All Electricity $214.46$193.9910.5%
      Phone $184.65$192.254.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Almond, WI4627722.8%
      Wisconsin Rapids, WI17,6918119.3%
      Junction City, WI4198119.1%
      Rosholt, WI4868118.8%
      Bancroft, WI5408317.3%
      Plover, WI12,981936.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      New Kingman-Butler, AZ12,9817821.7%
      Los Alamos, NM12,97811514.5%
      El Dorado, KS12,9768514.5%
      Claremont, NH12,9691066.0%
      Lynnfield, MA12,96818080.3%
      Plover, WI12,981936.8%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.