Cost of Living in Rancho Calaveras, CA

F
33%
Overall NAT. AVG.
8%
Goods & Services NAT. AVG.
77%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Rancho Calaveras California National
Cost of living133140100
Goods & Services108111100
Groceries107112100
Health care102109100
Housing177196100
Transportation122126100
Utilities142127100
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Cost Of Living Quick Facts

  • The cost of living in Rancho Calaveras is 5% lower than the California average
  • The cost of living in Rancho Calaveras is 33% higher than the national average
  • Rancho Calaveras housing is 77% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

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Compare Rancho Calaveras, CA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$59,508$4,959$1,388$1,785
      Renters$102,986$8,582$2,403$3,090
      The affordability of the housing market in Rancho Calaveras, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rancho Calaveras homeowners, the median income is $59,508. This indicates that a monthly maximum of $1,388 should be spent by homeowners on all housing related costs. Renters have a median income of $102,986. This indicates that renters would have a maximum of $2,403 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Rancho Calaveras National avg. Difference
      Haircut $23.42$24.263.5%
      Beauty Salon $49.62$45.568.9%
      Toothpaste $3.64$3.701.6%
      Shampoo $1.50$1.2817.0%
      Movie $13.61$12.1312.2%
      Bowling $22.34$18.0024.1%

      Groceries

      Item Rancho Calaveras National avg. Difference
      Ground Beef $6.24$5.846.9%
      Fried Chicken $2.10$1.5733.8%
      Milk $4.83$4.673.5%
      Potatoes $4.43$4.9310.3%
      Pizza $16.78$12.0938.8%
      Beer $10.08$10.413.2%

      Health Care

      Item Rancho Calaveras National avg. Difference
      Optometrist $138.22$125.6810.0%
      Doctor $134.39$135.781.0%
      Dentist $117.52$113.293.7%
      Ibuprofen $10.68$10.650.3%
      Lipitor $494.99$468.605.6%

      Housing

      Item Rancho Calaveras National avg. Difference
      Home Price $314,900.00$184,700.0070.5%
      Avg. Mortgage Payment $3,173.44$2,346.6935.2%
      Apartment Rent $1,820.00$949.0091.8%

      Transportation

      Item Rancho Calaveras National avg. Difference
      Gasoline $4.21$3.4621.5%
      Tire Balancing $73.10$59.9222.0%

      Utilities

      Item Rancho Calaveras National avg. Difference
      All Electricity $327.22$193.9968.7%
      Phone $189.16$192.251.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Farmington, CA16911414.2%
      Buena Vista, CA57311111.1%
      Camanche North Shore, CA1,18812322.5%
      San Andreas, CA3,72912424.4%
      Mokelumne Hill, CA48413332.5%
      Rancho Calaveras, CA6,31013333.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rockford, MI6,310990.7%
      Stephenville, NL6,312n/a 
      Walkersville, MD6,30612525.0%
      California, PA6,3068910.6%
      Deschutes River Woods, OR6,30512524.7%
      Rancho Calaveras, CA6,31013333.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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