Cost Of Living in Rock Point, MD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Rock Point	Maryland	National
Cost of living	109	119	100
Goods & Services	110	106	100
Groceries	113	106	100
Health care	109	97	100
Housing	n/a	150	100
Transportation	111	98	100
Utilities	101	111	100

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Cost Of Living Quick Facts

The cost of living in Rock Point is 8% lower than the Maryland average
The cost of living in Rock Point is 9% higher than the national average
Rock Point housing is 85% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Rock Point	National avg.	Difference
Haircut	$25.51	$24.26	5.1%
Beauty Salon	$47.63	$45.56	4.5%
Toothpaste	$3.62	$3.70	2.1%
Shampoo	$1.34	$1.28	4.4%
Movie	$13.08	$12.13	7.8%
Bowling	$24.34	$18.00	35.2%

Groceries

Item	Rock Point	National avg.	Difference
Ground Beef	$6.08	$5.84	4.1%
Fried Chicken	$1.41	$1.57	10.6%
Milk	$4.68	$4.67	0.2%
Potatoes	$5.30	$4.93	7.3%
Pizza	$12.49	$12.09	3.4%
Beer	$10.83	$10.41	4.0%

Health Care

Item	Rock Point	National avg.	Difference
Optometrist	$120.12	$125.68	4.4%
Doctor	$135.82	$135.78	0.0%
Dentist	$98.77	$113.29	12.8%
Ibuprofen	$10.80	$10.65	1.4%
Lipitor	$485.49	$468.60	3.6%

Housing

Item	Rock Point	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$1,923.85	$2,346.69	18.0%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Rock Point	National avg.	Difference
Gasoline	$3.34	$3.46	3.6%
Tire Balancing	$64.70	$59.92	8.0%

Utilities

Item	Rock Point	National avg.	Difference
All Electricity	$213.29	$193.99	9.9%
Phone	$184.83	$192.25	3.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Montross, VA	553	107	7.3%
Colonial Beach, VA	3,591	111	10.8%
Charlotte Hall, MD	1,740	116	15.6%
Cobb Island, MD	1,119	118	17.6%
Dahlgren, VA	3,528	120	20.3%
Rock Point, MD	63	109	9.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cale, AR	63	78	21.9%
Padroni, CO	63	80	20.0%
Seville, GA	63	71	28.8%
Orchard, IA	63	78	22.1%
Labette, KS	63	65	34.9%
Rock Point, MD	63	109	9.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Rock Point, MD