F
38%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
92%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Rosedale California National
Cost of living138140100
Goods & Services105111100
Groceries107112100
Health care93109100
Housing192196100
Transportation127126100
Utilities157127100

An Overview of Cost of Living in Rosedale, CA

Getting a feel for the cost of living in Rosedale is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Rosedale is 138, which is 38% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Rosedale may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Rosedale falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs are a very significant part of the Rosedale cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 91.5% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Rosedale Affordable?

Wondering if Rosedale is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Rosedale, for example, the median home price is 125% higher than what folks pay nationally, and monthly rent is 13.5% higher than the usual rates. Plus, income levels matter too, with Rosedale boasting a median household income of $108,477, which is 96.1% higher than the national average.

What Factors can Influence the Cost of Living in Rosedale?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Rosedale, the utilities index is 56.6% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Rosedale, the baseline sales tax rate begins at 7.25%, and income tax rates start at 1%.

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Where is the Data From?

The Rosedale cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Rosedale is 1% lower than the California average
  • The cost of living in Rosedale is 38% higher than the national average
  • Rosedale housing is 92% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Rosedale

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Compare Rosedale, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$125,208$10,434$2,921$3,757
      Renters$50,385$4,199$1,176$1,512
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Rosedale, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Rosedale, homeowners have a median income of $125,208. Using that number, a maximum of $2,921 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $50,385, which means there is a maximum of $1,176 to be spent on the costs of renting a home or apartment.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Rosedale National avg. Difference
      Haircut $26.25$24.268.2%
      Beauty Salon $89.33$45.5696.1%
      Toothpaste $3.75$3.701.3%
      Shampoo $1.48$1.2815.6%
      Movie $18.12$12.1349.4%
      Bowling $22.67$18.0025.9%

      Groceries

      Item Rosedale National avg. Difference
      Ground Beef $5.77$5.841.1%
      Fried Chicken $2.63$1.5767.0%
      Milk $4.91$4.675.0%
      Potatoes $4.90$4.930.6%
      Pizza $13.49$12.0911.6%
      Beer $11.13$10.416.9%

      Health Care

      Item Rosedale National avg. Difference
      Optometrist $142.20$125.6813.1%
      Doctor $131.33$135.783.3%
      Dentist $131.50$113.2916.1%
      Ibuprofen $11.78$10.6510.6%
      Lipitor $508.17$468.608.4%

      Housing

      Item Rosedale National avg. Difference
      Home Price $415,500.00$184,700.00125.0%
      Avg. Mortgage Payment $5,847.37$2,346.69149.2%
      Apartment Rent $1,077.00$949.0013.5%

      Transportation

      Item Rosedale National avg. Difference
      Gasoline $4.62$3.4633.6%
      Tire Balancing $61.00$59.921.8%

      Utilities

      Item Rosedale National avg. Difference
      All Electricity $231.40$193.9919.3%
      Phone $193.81$192.250.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cherokee Strip, CA289955.0%
      Mexican Colony, CA337954.9%
      Tupman, CA134982.4%
      Weedpatch, CA2,879991.0%
      Fuller Acres, CA6341010.9%
      Rosedale, CA19,00313837.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sainte-Catherine, QC19,000n/a 
      Troy, AL18,995919.3%
      Highland, UT19,01215757.5%
      Port Alberni, BC19,018n/a 
      Seabrook, MD19,02013029.7%
      Rosedale, CA19,00313837.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.