Cost Of Living in Rugby, ND

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Rugby	North Dakota	National
Cost of living	92	94	100
Goods & Services	99	96	100
Groceries	92	93	100
Health care	115	111	100
Housing	75	85	100
Transportation	104	100	100
Utilities	97	99	100

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Cost Of Living Quick Facts

The cost of living in Rugby is 2% lower than the North Dakota average
The cost of living in Rugby is 8% lower than the national average
Rugby housing is 25% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 58% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,464	$5,872	$1,644	$2,114
Renters	$16,603	$1,384	$387	$498

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Goods & Services

Item	Rugby	National avg.	Difference
Haircut	$19.55	$24.26	19.4%
Beauty Salon	$47.78	$45.56	4.9%
Toothpaste	$3.74	$3.70	1.0%
Shampoo	$1.12	$1.28	12.5%
Movie	$12.67	$12.13	4.4%
Bowling	$7.50	$18.00	58.3%

Groceries

Item	Rugby	National avg.	Difference
Ground Beef	$5.62	$5.84	3.8%
Fried Chicken	$1.41	$1.57	10.4%
Milk	$4.48	$4.67	4.1%
Potatoes	$4.65	$4.93	5.7%
Pizza	$12.31	$12.09	1.8%
Beer	$10.75	$10.41	3.3%

Health Care

Item	Rugby	National avg.	Difference
Optometrist	$140.01	$125.68	11.4%
Doctor	$166.95	$135.78	23.0%
Dentist	$135.25	$113.29	19.4%
Ibuprofen	$10.02	$10.65	5.9%
Lipitor	$518.15	$468.60	10.6%

Housing

Item	Rugby	National avg.	Difference
Home Price	$140,600.00	$184,700.00	23.9%
Avg. Mortgage Payment	$1,924.65	$2,346.69	18.0%
Apartment Rent	$697.00	$949.00	26.6%

Transportation

Item	Rugby	National avg.	Difference
Gasoline	$3.40	$3.46	1.9%
Tire Balancing	$71.21	$59.92	18.8%

Utilities

Item	Rugby	National avg.	Difference
All Electricity	$182.72	$193.99	5.8%
Phone	$194.52	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Barton, ND	0	99	1.0%
Knox, ND	15	99	1.0%
Wolford, ND	22	73	27.1%
Balta, ND	64	81	18.9%
Rugby, ND	2,583	92	8.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Swedesboro, NJ	2,583	107	7.4%
Peapack and Gladstone, NJ	2,582	169	69.0%
Lewiston, NY	2,582	95	4.7%
Fords Prairie, WA	2,582	115	15.2%
Garden Hill First Nation, MB	2,582	n/a
Rugby, ND	2,583	92	8.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Rugby, ND