Cost Of Living
Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.
Employment
With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.
Housing
Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.
Health & Safety
Accessible health facilities like hospitals, doctors offices, clinics and nursing homes as well as good air quality are all factors that have led to a high score in this category.
Ratings
According to recent surveys and polls, locals had excellent ratings for walkability to nearby amenities, safety, access to public transit and the overall sense of community in the area.
Amenities
The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.
Commute
Low commute scores could be due to limited access to public transit in this area, as well as longer-than-average work commute times for residents.
Saginaw is a mid-sized city located in the state of Texas. The city has a population of 23,835 people. With a population density of 3,115 people per square mile, Saginaw is well above the nation's average density level. If we look at the most recent Census, Saginaw is known to have a predominantly White population. The next two most common races are Black and Asian. Additionally, more than a quarter of the population of Saginaw are of Hispanic or Latino origin, and 17% of the population also speak Spanish. The average American spends about 26 minutes on their one way commute to work each day. Lower travel times can increase overall happiness and allow for more time to be spent with family and friends. While living in Saginaw, your commute times will be about average, with a one way commute time of 27 minutes.
Without the right tools, relocating to any new town can be very stressful and challenging. Living in Saginaw, Texas could be a great experience for anyone who puts in the time to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. The best areas in Saginaw and in surrounding cities are easier to find when you are able to make informed decisions. Using data from amenities, cost of living, health & safety, housing, you will see a detailed breakdown of the most important information as well as comparisons to the Texas and national averages.
With a livability score of 75/100, Saginaw is ranked #3,003 in the United States and #100 in Texas. Clearly, Saginaw is doing something right, as this score ranks well above the average of most cities. If we explore each of the categories individually, we see that Saginaw ranks well for crime (B), cost of living (A+) and employment (A+). There is at least one category that does not have great scores in Saginaw. The following was graded with a less than perfect score: amenities (F).
Unemployment rates can vary significantly among cities, impacting job prospects, wage levels and the overall economic health of an area. In Saginaw, the unemployment rate stands at 2.2%, suggesting increased job opportunities and a heightened demand for workers. This scenario can lead to higher wages, as the demand for employees outpaces job availability. Importantly, a low unemployment rate often signifies a robust and flourishing local economy.
Real estate represents the most substantial investment for homebuyers, constituting their most valuable asset. Renters, on the other hand, typically see their monthly rent as their most significant expense. The Saginaw market earns a high score in the housing category, surpassing the national average in factors like home and rental affordability and appreciation rates. This robust real estate market not only benefits individual homeowners and renters but also spurs vigorous local economic activity and job growth, solidifying its significance in driving the region's prosperity and financial well-being.
Saginaw real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Saginaw. Median real estate prices in Saginaw come in at $184,800, which is 29.5% higher than the Texas average. The home price to income ratio compares the median home prices to the median household income. In Saginaw, the home price to income ratio is 2.1, which is 19.2% lower than the Texas average.
| Statistic | Saginaw | Texas | National |
| Average one way commute | 27min | 26min | 26min |
| Workers who drive to work | 86.4% | 80.3% | 76.4% |
| Workers who carpool | 7.8% | 10.6% | 9.3% |
| Workers who take public transit | 0.7% | 1.5% | 5.1% |
| Workers who bicycle | 0.0% | 0.3% | 0.6% |
| Workers who walk | 0.0% | 1.6% | 2.8% |
| Working from home | 4.7% | 4.3% | 4.6% |
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