Cost Of Living in San Diego, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	San Diego	Texas	National
Cost of living	78	92	100
Goods & Services	92	96	100
Groceries	97	96	100
Health care	85	94	100
Housing	37	83	100
Transportation	93	92	100
Utilities	116	104	100

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Cost Of Living Quick Facts

The cost of living in San Diego is 15% lower than the Texas average
The cost of living in San Diego is 22% lower than the national average
San Diego housing is 63% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,345	$4,195	$1,175	$1,511
Renters	$25,417	$2,118	$593	$763

A good indicator of the general affordability of housing in San Diego, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In San Diego, the median monthly income is $50,345 for those who own their own homes. Under the standard rule, that income level would allow for $1,175 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $25,417, per the median income in the area. That would allow for renters to spend up to $593 on monthly rental expenses.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	San Diego	National avg.	Difference
Haircut	$21.53	$24.26	11.3%
Beauty Salon	$42.00	$45.56	7.8%
Toothpaste	$3.59	$3.70	3.0%
Shampoo	$1.19	$1.28	7.3%
Movie	$9.60	$12.13	20.9%
Bowling	$18.83	$18.00	4.6%

Groceries

Item	San Diego	National avg.	Difference
Ground Beef	$5.60	$5.84	4.1%
Fried Chicken	$1.66	$1.57	5.3%
Milk	$4.63	$4.67	1.0%
Potatoes	$4.86	$4.93	1.5%
Pizza	$13.24	$12.09	9.5%
Beer	$10.07	$10.41	3.3%

Health Care

Item	San Diego	National avg.	Difference
Optometrist	$126.53	$125.68	0.7%
Doctor	$101.11	$135.78	25.5%
Dentist	$91.28	$113.29	19.4%
Ibuprofen	$10.41	$10.65	2.2%
Lipitor	$468.06	$468.60	0.1%

Housing

Item	San Diego	National avg.	Difference
Home Price	$49,300.00	$184,700.00	73.3%
Avg. Mortgage Payment	$1,663.11	$2,346.69	29.1%
Apartment Rent	$576.00	$949.00	39.3%

Transportation

Item	San Diego	National avg.	Difference
Gasoline	$3.07	$3.46	11.4%
Tire Balancing	$62.05	$59.92	3.6%

Utilities

Item	San Diego	National avg.	Difference
All Electricity	$234.01	$193.99	20.6%
Phone	$209.24	$192.25	8.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Loma Linda East, TX	123	96	4.1%
Loma Linda East CDP (Starr County), TX	0	96	4.1%
Coyote Acres, TX	1,215	96	4.1%
Westdale, TX	93	96	4.1%
Owl Ranch, TX	286	96	4.1%
San Diego, TX	4,062	78	21.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Crescent Springs, KY	4,062	105	5.4%
San Castle, FL	4,061	101	0.5%
Boyertown, PA	4,061	99	1.0%
Central Kootenay E, BC	4,061	n/a
Montague, ON	4,063	n/a
San Diego, TX	4,062	78	21.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in San Diego, TX