C
6%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
12%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Sartell Minnesota National
Cost of living10699100
Goods & Services109100100
Groceries9798100
Health care124109100
Housing112100100
Transportation9997100
Utilities9393100

An Overview of Cost of Living in Sartell, MN

The cost of living in Sartell affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Sartell is 106, which is 6% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

In Sartell, daily expenses such as food, housing, goods and services, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Sartell will resemble that of an average city, contributing to a manageable cost of living.

Is Sartell Affordable?

Is Sartell affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Sartell, the median home price is 14.3% higher than the national average and monthly rent prices are 5.2% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Sartell boasting a median household income of $69,577, 25.8% higher than the national average.

What Factors can Influence the Cost of Living in Sartell?

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Sartell, the prevailing sales tax rate starts at 6.875%, and income tax rates kick off at 5.35%.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Sartell, the utilities index stands at 6.8% lower than the national average.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Sartell, the groceries index is 2.9% lower than the national average.

Where is the Data From?

The cost of living data in Sartell displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

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Cost Of Living Quick Facts

  • The cost of living in Sartell is 7% higher than the Minnesota average
  • The cost of living in Sartell is 6% higher than the national average
  • Sartell housing is 12% higher than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Sartell

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Compare Sartell, MN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,663$8,639$2,419$3,110
      Renters$42,071$3,506$982$1,262
      To approximate the cost of living and the housing affordability in Sartell, MN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Sartell have a median income of $103,663. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,419 per month to avoid calamity and poverty. The renters in the city have an income of about $42,071, which would make their monthly maximum allowable rental costs $982.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Goods & Services

      Item Sartell National avg. Difference
      Haircut $27.97$24.2615.3%
      Beauty Salon $37.17$45.5618.4%
      Toothpaste $3.62$3.702.2%
      Shampoo $1.52$1.2818.6%
      Movie $11.24$12.137.4%
      Bowling $26.39$18.0046.6%

      Groceries

      Item Sartell National avg. Difference
      Ground Beef $5.75$5.841.5%
      Fried Chicken $1.35$1.5713.9%
      Milk $4.58$4.672.0%
      Potatoes $4.86$4.931.4%
      Pizza $13.07$12.098.2%
      Beer $9.52$10.418.5%

      Health Care

      Item Sartell National avg. Difference
      Optometrist $109.94$125.6812.5%
      Doctor $162.98$135.7820.0%
      Dentist $96.90$113.2914.5%
      Ibuprofen $10.88$10.652.1%
      Lipitor $492.95$468.605.2%

      Housing

      Item Sartell National avg. Difference
      Home Price $211,100.00$184,700.0014.3%
      Avg. Mortgage Payment $1,954.72$2,346.6916.7%
      Apartment Rent $998.00$949.005.2%

      Transportation

      Item Sartell National avg. Difference
      Gasoline $3.31$3.464.3%
      Tire Balancing $61.97$59.923.4%

      Utilities

      Item Sartell National avg. Difference
      All Electricity $175.69$193.999.4%
      Phone $188.55$192.251.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elmdale, MN1581044.0%
      Bowlus, MN288936.6%
      Holdingford, MN674964.5%
      Royalton, MN1,186964.1%
      Richmond, MN1,384963.9%
      Sartell, MN18,4391066.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hybla Valley, VA18,43813232.1%
      Gautier, MS18,436918.6%
      Chowchilla, CA18,44311111.4%
      Fairmont, WV18,4438712.9%
      Niles, OH18,4298416.4%
      Sartell, MN18,4391066.3%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.