A+
10%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
40%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Seneca Falls New York National
Cost of living90117100
Goods & Services101108100
Groceries99102100
Health care103103100
Housing60145100
Transportation108105100
Utilities105100100
New Real Estate Listings in Seneca Falls Area
Search Homes for Sale in Seneca Falls, NY

Cost Of Living Quick Facts

  • The cost of living in Seneca Falls is 23% lower than the New York average
  • The cost of living in Seneca Falls is 10% lower than the national average
  • Seneca Falls housing is 40% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Seneca Falls

30 km
20 mi
See all the best places to live around Seneca Falls

Compare Seneca Falls, NY Cost of Living

      vs
      How would you rate the cost of living in Seneca Falls?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Seneca Falls?
      Write a review to give others more information about this area.
      See all Seneca Falls poll results

      Salary Calculator

          This is how much you would need to earn in
          Price difference in compared to
          Cost of living index
          Goods & Services index
          Groceries index
          Health care index
          Housing index
          Transportation index
          Utilities index

          Median Income & Debt-To-Income Ratio

          Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
          Owners$59,043$4,920$1,378$1,771
          Renters$21,774$1,815$508$653
          The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Seneca Falls, NY, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Seneca Falls, homeowners have a median income of $59,043. Using that number, a maximum of $1,378 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $21,774, which means there is a maximum of $508 to be spent on the costs of renting a home or apartment.

          New York Sales Tax

          State General Sales Tax With Max Surtax
          New York 4% 8.875%

          New York Income Tax

          State Income Tax (Low) Income Tax (High)
          New York 4% 10.9%

          Goods & Services

          Item Seneca Falls National avg. Difference
          Haircut $20.03$24.2617.4%
          Beauty Salon $42.39$45.567.0%
          Toothpaste $3.62$3.702.2%
          Shampoo $1.33$1.284.1%
          Movie $13.27$12.139.4%
          Bowling $16.74$18.007.0%

          Groceries

          Item Seneca Falls National avg. Difference
          Ground Beef $5.93$5.841.6%
          Fried Chicken $1.39$1.5711.4%
          Milk $4.71$4.670.8%
          Potatoes $5.13$4.933.9%
          Pizza $14.83$12.0922.7%
          Beer $10.15$10.412.5%

          Health Care

          Item Seneca Falls National avg. Difference
          Optometrist $160.58$125.6827.8%
          Doctor $115.23$135.7815.1%
          Dentist $110.48$113.292.5%
          Ibuprofen $10.49$10.651.5%
          Lipitor $530.04$468.6013.1%

          Housing

          Item Seneca Falls National avg. Difference
          Home Price $94,200.00$184,700.0049.0%
          Avg. Mortgage Payment $2,384.28$2,346.691.6%
          Apartment Rent $777.00$949.0018.1%

          Transportation

          Item Seneca Falls National avg. Difference
          Gasoline $3.59$3.463.8%
          Tire Balancing $69.82$59.9216.5%

          Utilities

          Item Seneca Falls National avg. Difference
          All Electricity $166.89$193.9914.0%
          Phone $194.41$192.251.1%
          Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

          Nearby cities with low cost of living

          City Population Cost of Living Index National Avg.
          Savannah, NY5508515.1%
          Clyde, NY1,8328514.6%
          Lyons, NY3,3138713.3%
          Romulus, NY4318812.1%
          Port Byron, NY1,0428910.8%
          Seneca Falls, NY6,2769010.3%

          Cities with similar population

          City Population Cost of Living Index National Avg.
          Bellefonte, PA6,2761000.1%
          Walker, LA6,278972.7%
          Carmel Hamlet, NY6,27812524.6%
          Port Isabel, TX6,2788019.7%
          Saint-Paul, QC6,280n/a 
          Seneca Falls, NY6,2769010.3%
          Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.