Cost Of Living in Shenandoah, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Shenandoah	Pennsylvania	National
Cost of living	78	98	100
Goods & Services	96	99	100
Groceries	102	99	100
Health care	91	94	100
Housing	28	91	100
Transportation	108	106	100
Utilities	105	107	100

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Cost Of Living Quick Facts

The cost of living in Shenandoah is 20% lower than the Pennsylvania average
The cost of living in Shenandoah is 22% lower than the national average
Shenandoah housing is 72% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$36,471	$3,039	$851	$1,094
Renters	$17,045	$1,420	$398	$511

A good way to judge both the affordability of the housing and the cost of living in Shenandoah is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Shenandoah has a median income of about $36,471 for people who own homes. Based on that number, a maximum of $851 should be spent on expenses related to housing. Renters have a slightly different median income, which is $17,045. Based on this average, renters should spend no more than $398 on all rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Shenandoah	National avg.	Difference
Haircut	$24.86	$24.26	2.5%
Beauty Salon	$36.67	$45.56	19.5%
Toothpaste	$3.65	$3.70	1.4%
Shampoo	$1.38	$1.28	7.9%
Movie	$9.90	$12.13	18.4%
Bowling	$17.39	$18.00	3.4%

Groceries

Item	Shenandoah	National avg.	Difference
Ground Beef	$5.93	$5.84	1.5%
Fried Chicken	$1.53	$1.57	2.7%
Milk	$4.58	$4.67	2.0%
Potatoes	$5.36	$4.93	8.7%
Pizza	$10.88	$12.09	10.0%
Beer	$13.28	$10.41	27.5%

Health Care

Item	Shenandoah	National avg.	Difference
Optometrist	$83.44	$125.68	33.6%
Doctor	$105.97	$135.78	22.0%
Dentist	$109.14	$113.29	3.7%
Ibuprofen	$10.75	$10.65	0.9%
Lipitor	$493.33	$468.60	5.3%

Housing

Item	Shenandoah	National avg.	Difference
Home Price	$29,200.00	$184,700.00	84.2%
Avg. Mortgage Payment	$1,439.22	$2,346.69	38.7%
Apartment Rent	$522.00	$949.00	45.0%

Transportation

Item	Shenandoah	National avg.	Difference
Gasoline	$3.69	$3.46	6.6%
Tire Balancing	$67.65	$59.92	12.9%

Utilities

Item	Shenandoah	National avg.	Difference
All Electricity	$207.34	$193.99	6.9%
Phone	$195.27	$192.25	1.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Centralia, PA	0	104	3.7%
Strong, PA	193	104	3.7%
Slabtown, PA	159	100	0.1%
Wilburton Number Two, PA	76	100	0.1%
Deer Lake CDP, PA	462	104	3.7%
Shenandoah, PA	4,789	78	21.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nassau Village-Ratliff, FL	4,789	94	6.0%
Westlake, LA	4,788	84	16.4%
Wrightsboro, NC	4,788	96	4.4%
Holts Summit, MO	4,790	89	10.8%
West Milton, OH	4,790	89	11.4%
Shenandoah, PA	4,789	78	21.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Shenandoah, PA