A+
4%
Overall NAT. AVG.
7%
Goods & Services NAT. AVG.
16%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Somerton Arizona National
Cost of living96101100
Goods & Services107104100
Groceries102102100
Health care9494100
Housing8497100
Transportation100106100
Utilities8495100

An Overview of Cost of Living in Somerton, AZ

Are you thinking about relocating, but curious about the potential cost of living in Somerton? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Somerton stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Somerton aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, goods and services, health care and utility bills are priced at a level consistent with the average in similar urban areas. Somerton residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Somerton Affordable?

Is Somerton an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Somerton is 18.7% lower than the national average, while the average monthly rent prices are 10.7% lower than average. The affordability of any location can also be influenced by median income levels. Somerton has a median household income of $52,061, which is 5.9% lower than the national average.

What Factors can Influence the Cost of Living in Somerton?

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Somerton, the baseline sales tax rate begins at 5.6%, and income tax rates start at 2.55%.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Somerton, the housing index stands at 16.3% lower than the national average.

Where is the Data From?

The Somerton cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Somerton is 5% lower than the Arizona average
  • The cost of living in Somerton is 4% lower than the national average
  • Somerton housing is 16% lower than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Somerton

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Compare Somerton, AZ Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$52,416$4,368$1,223$1,573
      Renters$47,250$3,938$1,102$1,418
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Somerton, AZ, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Somerton homeowners, is $52,416. This would allow for a maximum of $1,223 per month to be spent on housing costs. For renters, the median monthly income is $47,250 which would result in a maximum of $1,102 to be spent on rental costs.

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Goods & Services

      Item Somerton National avg. Difference
      Haircut $18.39$24.2624.2%
      Beauty Salon $45.42$45.560.3%
      Toothpaste $3.74$3.701.0%
      Shampoo $1.30$1.281.3%
      Movie $10.13$12.1316.5%
      Bowling $16.95$18.005.9%

      Groceries

      Item Somerton National avg. Difference
      Ground Beef $6.30$5.847.9%
      Fried Chicken $1.60$1.571.4%
      Milk $4.80$4.672.7%
      Potatoes $4.66$4.935.6%
      Pizza $13.76$12.0913.8%
      Beer $10.87$10.414.4%

      Health Care

      Item Somerton National avg. Difference
      Optometrist $143.04$125.6813.8%
      Doctor $114.67$135.7815.5%
      Dentist $106.22$113.296.2%
      Ibuprofen $10.47$10.651.7%
      Lipitor $480.00$468.602.4%

      Housing

      Item Somerton National avg. Difference
      Home Price $150,100.00$184,700.0018.7%
      Avg. Mortgage Payment $5,184.12$2,346.69120.9%
      Apartment Rent $847.00$949.0010.7%

      Transportation

      Item Somerton National avg. Difference
      Gasoline $3.90$3.4612.6%
      Tire Balancing $41.98$59.9229.9%

      Utilities

      Item Somerton National avg. Difference
      All Electricity $147.65$193.9923.9%
      Phone $183.34$192.254.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Padre Ranchitos, AZ511011.1%
      Buckshot, AZ51011.1%
      Winterhaven, CA1511011.1%
      Rancho Mesa Verde, AZ8618416.4%
      Drysdale, AZ3898515.4%
      Somerton, AZ16,301964.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      New River, AZ16,30313434.1%
      Glassmanor, MD16,30511817.9%
      Aldine, TX16,3088811.5%
      Douglas, AZ16,292918.5%
      Red Hill, SC16,290991.3%
      Somerton, AZ16,301964.1%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.