Cost Of Living in Bercliff, IN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bercliff	South Bend	Indiana
Cost of living	87	82	90
Goods & Services	86	86	94
Groceries	100	100	98
Health care	87	87	96
Housing	76	59	72
Transportation	90	90	95
Utilities	101	101	107

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Cost Of Living Quick Facts

The cost of living in Bercliff is 3% lower than the South Bend average
The cost of living in Bercliff is 13% lower than the national average
Bercliff housing is 24% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$48,409	$4,034	$1,129	$1,452

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	South Bend	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$52.07	$45.56	14.3%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.34	$1.28	4.6%
Movie	$13.08	$12.13	7.8%
Bowling	$10.44	$18.00	42.0%

Groceries

Item	South Bend	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.62	$1.57	3.0%
Milk	$4.83	$4.67	3.3%
Potatoes	$4.96	$4.93	0.4%
Pizza	$11.04	$12.09	8.7%
Beer	$9.65	$10.41	7.3%

Health Care

Item	South Bend	National avg.	Difference
Optometrist	$132.22	$125.68	5.2%
Doctor	$117.36	$135.78	13.6%
Dentist	$99.95	$113.29	11.8%
Ibuprofen	$10.40	$10.65	2.4%
Lipitor	$356.34	$468.60	24.0%

Housing

Item	South Bend	National avg.	Difference
Home Price	$88,600.00	$184,700.00	52.0%
Avg. Mortgage Payment	$1,868.87	$2,346.69	20.4%
Apartment Rent	$814.00	$949.00	14.2%

Transportation

Item	South Bend	National avg.	Difference
Gasoline	$3.38	$3.46	2.4%
Tire Balancing	$42.17	$59.92	29.6%

Utilities

Item	South Bend	National avg.	Difference
All Electricity	$199.24	$193.99	2.7%
Phone	$190.02	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Niles, MI	11,168	80	19.7%
Lakeville, IN	765	81	18.6%
Elkhart, IN	52,657	82	17.5%
North Liberty, IN	1,822	83	17.2%
Walkerton, IN	2,344	83	17.0%
South Bend, IN	102,686	82	18.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sparks, NV	102,895	120	19.7%
Las Cruces, NM	102,950	91	8.9%
Davenport, IA	102,199	92	8.3%
El Cajon, CA	103,249	147	46.6%
Burbank, CA	103,411	187	87.5%
South Bend, IN	102,686	82	18.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bercliff, South Bend, IN