A-
5%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
18%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index South Ogden Utah National
Cost of living105104100
Goods & Services101102100
Groceries10199100
Health care8891100
Housing118114100
Transportation100105100
Utilities9595100

An Overview of Cost of Living in South Ogden, UT

Understanding the cost of living in South Ogden can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The South Ogden cost of living index is 105, which is 5% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Everyday expenditures like food, housing, goods and services, transportation and health care in South Ogden are priced in a manner consistent with other areas. This means that residents of South Ogden can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

What Do Locals Say About the Cost of Living in South Ogden?

Nobody knows their city better than the people who actually live there. So, we asked 5 local residents how they would rate the cost of living in South Ogden and this is how they responded. 20% of people said that the cost of living was affordable, with prices decreasing, while 80% of people said that the cost of living was very expensive and prices continue to rise.

Is South Ogden Affordable?

Is South Ogden affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take South Ogden, for instance, where the median home price falls 22.1% higher than the national average, and monthly rent rates are 9.8% higher than usual. Additionally, median income levels contribute to the equation, with South Ogden flaunting a median household income of $70,552, 27.5% higher than the national norm.

What Factors can Influence the Cost of Living in South Ogden?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In South Ogden, healthcare costs are 11.9% lower than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The South Ogden cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

New Real Estate Listings in South Ogden Area
Search Homes for Sale in South Ogden, UT

Cost Of Living Quick Facts

  • The cost of living in South Ogden is 1% higher than the Utah average
  • The cost of living in South Ogden is 5% higher than the national average
  • South Ogden housing is 18% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around South Ogden

See all the best places to live around South Ogden

Compare South Ogden, UT Cost of Living

      vs
      How would you rate the cost of living in South Ogden?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in South Ogden?
      Write a review to give others more information about this area.
      See all South Ogden poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,304$6,525$1,827$2,349
      Renters$48,590$4,049$1,134$1,458
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in South Ogden, UT, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In South Ogden, homeowners have a median income of $78,304. Using that number, a maximum of $1,827 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $48,590, which means there is a maximum of $1,134 to be spent on the costs of renting a home or apartment.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Goods & Services

      Item South Ogden National avg. Difference
      Haircut $21.35$24.2612.0%
      Beauty Salon $52.17$45.5614.5%
      Toothpaste $3.64$3.701.7%
      Shampoo $1.17$1.288.6%
      Movie $11.20$12.137.7%
      Bowling $16.97$18.005.7%

      Groceries

      Item South Ogden National avg. Difference
      Ground Beef $6.18$5.845.9%
      Fried Chicken $1.42$1.5710.0%
      Milk $4.68$4.670.2%
      Potatoes $4.61$4.936.7%
      Pizza $11.99$12.090.8%
      Beer $11.03$10.415.9%

      Health Care

      Item South Ogden National avg. Difference
      Optometrist $113.53$125.689.7%
      Doctor $125.51$135.787.6%
      Dentist $77.37$113.2931.7%
      Ibuprofen $10.71$10.650.5%
      Lipitor $532.80$468.6013.7%

      Housing

      Item South Ogden National avg. Difference
      Home Price $225,600.00$184,700.0022.1%
      Avg. Mortgage Payment $2,471.79$2,346.695.3%
      Apartment Rent $1,042.00$949.009.8%

      Transportation

      Item South Ogden National avg. Difference
      Gasoline $3.51$3.461.4%
      Tire Balancing $58.77$59.921.9%

      Utilities

      Item South Ogden National avg. Difference
      All Electricity $176.12$193.999.2%
      Phone $192.69$192.250.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunset, UT5,309990.8%
      Ogden, UT87,1751000.1%
      Washington Terrace, UT9,1811022.2%
      Riverdale, UT8,8261054.7%
      Roy, UT39,2431055.1%
      South Ogden, UT17,0801054.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      La Vista, NE17,081973.4%
      Huntington, IN17,0838415.7%
      Camano, WA17,07313837.9%
      Calhoun, GA17,0889010.2%
      Vincennes, IN17,0918514.6%
      South Ogden, UT17,0801054.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.