Cost Of Living in Upper Hill, MA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Upper Hill	Springfield	Massachusetts
Cost of living	110	102	133
Goods & Services	108	108	122
Groceries	101	101	105
Health care	103	103	113
Housing	117	90	165
Transportation	96	96	118
Utilities	127	127	134

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Cost Of Living Quick Facts

The cost of living in Upper Hill is 17% lower than the Springfield average
The cost of living in Upper Hill is 10% higher than the national average
Upper Hill housing is 17% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$35,978	$2,998	$839	$1,079

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Springfield	National avg.	Difference
Haircut	$33.78	$24.26	39.2%
Beauty Salon	$58.55	$45.56	28.5%
Toothpaste	$3.65	$3.70	1.5%
Shampoo	$1.42	$1.28	10.9%
Movie	$12.85	$12.13	5.9%
Bowling	$18.33	$18.00	1.9%

Groceries

Item	Springfield	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$1.46	$1.57	7.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$4.96	$4.93	0.6%
Pizza	$10.79	$12.09	10.7%
Beer	$10.49	$10.41	0.8%

Health Care

Item	Springfield	National avg.	Difference
Optometrist	$166.22	$125.68	32.3%
Doctor	$182.50	$135.78	34.4%
Dentist	$127.00	$113.29	12.1%
Ibuprofen	$10.89	$10.65	2.2%
Lipitor	$384.88	$468.60	17.9%

Housing

Item	Springfield	National avg.	Difference
Home Price	$162,900.00	$184,700.00	11.8%
Avg. Mortgage Payment	$2,110.08	$2,346.69	10.1%
Apartment Rent	$908.00	$949.00	4.3%

Transportation

Item	Springfield	National avg.	Difference
Gasoline	$3.34	$3.46	3.4%
Tire Balancing	$71.63	$59.92	19.5%

Utilities

Item	Springfield	National avg.	Difference
All Electricity	$302.09	$193.99	55.7%
Phone	$185.16	$192.25	3.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Stafford Springs, CT	4,784	104	3.8%
Chicopee, MA	55,186	105	5.3%
Holyoke, MA	40,161	106	5.5%
Thompsonville, CT	8,563	106	6.3%
Hazardville, CT	6,216	106	6.4%
Springfield, MA	153,677	102	2.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hollywood, FL	153,834	116	16.2%
Palmdale, CA	153,240	128	28.0%
Macon-Bibb County, GA	153,026	89	11.1%
Kansas City, KS	153,014	86	14.2%
Sunnyvale, CA	152,569	266	166.2%
Springfield, MA	153,677	102	2.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Upper Hill, Springfield, MA