Cost Of Living in St. Johnsbury, VT

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	St. Johnsbury	Vermont	National
Cost of living	99	110	100
Goods & Services	108	108	100
Groceries	105	105	100
Health care	106	106	100
Housing	78	112	100
Transportation	107	107	100
Utilities	121	121	100

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Cost Of Living Quick Facts

The cost of living in St. Johnsbury is 9% lower than the Vermont average
The cost of living in St. Johnsbury is 1% lower than the national average
St. Johnsbury housing is 22% lower than the national average
Vermont general sales tax is 18% higher than the national average
Vermont state income tax is 29% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$65,823	$5,485	$1,536	$1,975
Renters	$25,855	$2,155	$603	$776

A good way to judge both the affordability of the housing and the cost of living in St. Johnsbury is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. St. Johnsbury has a median income of about $65,823 for people who own homes. Based on that number, a maximum of $1,536 should be spent on expenses related to housing. Renters have a slightly different median income, which is $25,855. Based on this average, renters should spend no more than $603 on all rental costs if they want to maintain a non-impoverished standard of living.

Vermont Sales Tax

State	General Sales Tax	With Max Surtax
Vermont	6%	7%

Vermont Income Tax

State	Income Tax (Low)	Income Tax (High)
Vermont	3.35%	8.75%

Goods & Services

Item	St. Johnsbury	National avg.	Difference
Haircut	$26.98	$24.26	11.2%
Beauty Salon	$46.44	$45.56	1.9%
Toothpaste	$3.73	$3.70	0.8%
Shampoo	$1.23	$1.28	3.9%
Movie	$11.94	$12.13	1.6%
Bowling	$15.67	$18.00	13.0%

Groceries

Item	St. Johnsbury	National avg.	Difference
Ground Beef	$5.76	$5.84	1.4%
Fried Chicken	$1.72	$1.57	9.6%
Milk	$4.82	$4.67	3.1%
Potatoes	$4.97	$4.93	0.7%
Pizza	$12.05	$12.09	0.3%
Beer	$10.01	$10.41	3.9%

Health Care

Item	St. Johnsbury	National avg.	Difference
Optometrist	$141.67	$125.68	12.7%
Doctor	$152.78	$135.78	12.5%
Dentist	$130.83	$113.29	15.5%
Ibuprofen	$10.78	$10.65	1.2%
Lipitor	$371.02	$468.60	20.8%

Housing

Item	St. Johnsbury	National avg.	Difference
Home Price	$142,400.00	$184,700.00	22.9%
Avg. Mortgage Payment	$3,072.44	$2,346.69	30.9%
Apartment Rent	$758.00	$949.00	20.1%

Transportation

Item	St. Johnsbury	National avg.	Difference
Gasoline	$3.59	$3.46	3.8%
Tire Balancing	$68.60	$59.92	14.5%

Utilities

Item	St. Johnsbury	National avg.	Difference
All Electricity	$262.67	$193.99	35.4%
Phone	$186.03	$192.25	3.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Concord, VT	176	94	6.0%
Groton, VT	569	96	4.3%
West Burke, VT	253	96	4.3%
Lyndonville, VT	1,407	101	0.8%
Barnet, VT	147	102	1.9%
St. Johnsbury, VT	5,815	99	0.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Monticello, IL	5,815	97	3.3%
Elsmere, DE	5,814	104	3.5%
Alma, AR	5,816	91	9.1%
Little Silver, NJ	5,817	197	97.0%
Monroeville, AL	5,812	83	17.2%
St. Johnsbury, VT	5,815	99	0.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in St. Johnsbury, VT