Cost Of Living in Stafford Springs, CT

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Stafford Springs	Connecticut	National
Cost of living	104	118	100
Goods & Services	108	109	100
Groceries	101	102	100
Health care	103	109	100
Housing	96	137	100
Transportation	96	100	100
Utilities	127	130	100

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Cost Of Living Quick Facts

The cost of living in Stafford Springs is 12% lower than the Connecticut average
The cost of living in Stafford Springs is 4% higher than the national average
Stafford Springs housing is 4% lower than the national average
Connecticut general sales tax is 24% higher than the national average
Connecticut state income tax is 16% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,080	$6,757	$1,892	$2,433
Renters	$40,625	$3,385	$948	$1,219

A good way to judge both the affordability of the housing and the cost of living in Stafford Springs is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Stafford Springs has a median income of about $81,080 for people who own homes. Based on that number, a maximum of $1,892 should be spent on expenses related to housing. Renters have a slightly different median income, which is $40,625. Based on this average, renters should spend no more than $948 on all rental costs if they want to maintain a non-impoverished standard of living.

Connecticut Sales Tax

State	General Sales Tax	With Max Surtax
Connecticut	6.35%	6.35%

Connecticut Income Tax

State	Income Tax (Low)	Income Tax (High)
Connecticut	3%	6.99%

Goods & Services

Item	Stafford Springs	National avg.	Difference
Haircut	$33.78	$24.26	39.2%
Beauty Salon	$58.55	$45.56	28.5%
Toothpaste	$3.65	$3.70	1.5%
Shampoo	$1.42	$1.28	10.9%
Movie	$12.85	$12.13	5.9%
Bowling	$18.33	$18.00	1.9%

Groceries

Item	Stafford Springs	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$1.46	$1.57	7.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$4.96	$4.93	0.6%
Pizza	$10.79	$12.09	10.7%
Beer	$10.49	$10.41	0.8%

Health Care

Item	Stafford Springs	National avg.	Difference
Optometrist	$166.22	$125.68	32.3%
Doctor	$182.50	$135.78	34.4%
Dentist	$127.00	$113.29	12.1%
Ibuprofen	$10.89	$10.65	2.2%
Lipitor	$384.88	$468.60	17.9%

Housing

Item	Stafford Springs	National avg.	Difference
Home Price	$171,200.00	$184,700.00	7.3%
Avg. Mortgage Payment	$2,110.08	$2,346.69	10.1%
Apartment Rent	$983.00	$949.00	3.6%

Transportation

Item	Stafford Springs	National avg.	Difference
Gasoline	$3.34	$3.46	3.4%
Tire Balancing	$71.63	$59.92	19.5%

Utilities

Item	Stafford Springs	National avg.	Difference
All Electricity	$302.09	$193.99	55.7%
Phone	$185.16	$192.25	3.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Springfield, MA	153,677	102	2.1%
Rockville, CT	7,084	102	2.4%
Manchester, CT	35,946	105	4.7%
Thompsonville, CT	8,563	106	6.3%
Hazardville, CT	6,216	106	6.4%
Stafford Springs, CT	4,784	104	3.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Central Frontenac, ON	4,783	n/a
Farmington, ME	4,785	101	0.7%
Nelsonville, OH	4,785	82	17.7%
Gates, NY	4,782	98	2.2%
East Merrimack, NH	4,786	117	17.1%
Stafford Springs, CT	4,784	104	3.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Stafford Springs, CT