| Index | Terra Alta | West Virginia | National |
| Cost of living | 81 | 85 | 100 |
| Goods & Services | 95 | 95 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 92 | 97 | 100 |
| Housing | 48 | 62 | 100 |
| Transportation | 94 | 94 | 100 |
| Utilities | 94 | 96 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $42,500 | $3,542 | $992 | $1,275 |
| Renters | $29,659 | $2,472 | $692 | $890 |
| State | General Sales Tax | With Max Surtax |
| West Virginia | 6% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| West Virginia | 3% | 6.5% |
| Item | Terra Alta | National avg. | Difference |
| Haircut | $29.44 | $24.26 | 21.4% |
| Beauty Salon | $49.17 | $45.56 | 7.9% |
| Toothpaste | $3.80 | $3.70 | 2.6% |
| Shampoo | $1.15 | $1.28 | 10.5% |
| Movie | $10.26 | $12.13 | 15.4% |
| Bowling | $17.17 | $18.00 | 4.6% |
| Item | Terra Alta | National avg. | Difference |
| Ground Beef | $5.63 | $5.84 | 3.5% |
| Fried Chicken | $1.35 | $1.57 | 14.2% |
| Milk | $4.56 | $4.67 | 2.4% |
| Potatoes | $5.49 | $4.93 | 11.3% |
| Pizza | $11.17 | $12.09 | 7.6% |
| Beer | $10.15 | $10.41 | 2.5% |
| Item | Terra Alta | National avg. | Difference |
| Optometrist | $126.67 | $125.68 | 0.8% |
| Doctor | $137.65 | $135.78 | 1.4% |
| Dentist | $100.44 | $113.29 | 11.3% |
| Ibuprofen | $10.20 | $10.65 | 4.3% |
| Lipitor | $375.63 | $468.60 | 19.8% |
| Item | Terra Alta | National avg. | Difference |
| Home Price | $68,500.00 | $184,700.00 | 62.9% |
| Avg. Mortgage Payment | $1,880.59 | $2,346.69 | 19.9% |
| Apartment Rent | $699.00 | $949.00 | 26.3% |
| Item | Terra Alta | National avg. | Difference |
| Gasoline | $3.46 | $3.46 | 0.1% |
| Tire Balancing | $47.54 | $59.92 | 20.7% |
| Item | Terra Alta | National avg. | Difference |
| All Electricity | $178.61 | $193.99 | 7.9% |
| Phone | $185.45 | $192.25 | 3.5% |
| City | Population | Cost of Living Index | National Avg. |
| Gorman, MD | 195 | 95 | 5.2% |
| Aurora, WV | 200 | 95 | 5.2% |
| Crellin, MD | 57 | 95 | 5.2% |
| Hutton, MD | 65 | 95 | 5.2% |
| Bayard, WV | 241 | 78 | 21.6% |
| Terra Alta, WV | 1,757 | 81 | 19.2% |
| City | Population | Cost of Living Index | National Avg. |
| Fairplains, NC | 1,757 | 88 | 12.1% |
| Foxfire, NC | 1,757 | 103 | 3.1% |
| San Rafael, NM | 1,757 | 86 | 13.7% |
| Smackover, AR | 1,758 | 80 | 19.9% |
| Scenic, AZ | 1,758 | 101 | 1.4% |
| Terra Alta, WV | 1,757 | 81 | 19.2% |
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