Cost Of Living in Terral, OK

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Terral	Oklahoma	National
Cost of living	75	86	100
Goods & Services	90	91	100
Groceries	95	94	100
Health care	97	93	100
Housing	31	69	100
Transportation	94	93	100
Utilities	98	98	100

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Cost Of Living Quick Facts

The cost of living in Terral is 13% lower than the Oklahoma average
The cost of living in Terral is 25% lower than the national average
Terral housing is 69% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$37,083	$3,090	$865	$1,113
Renters	$32,083	$2,674	$749	$963

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Goods & Services

Item	Terral	National avg.	Difference
Haircut	$18.44	$24.26	24.0%
Beauty Salon	$40.04	$45.56	12.1%
Toothpaste	$3.53	$3.70	4.6%
Shampoo	$1.24	$1.28	3.3%
Movie	$11.19	$12.13	7.7%
Bowling	$16.67	$18.00	7.4%

Groceries

Item	Terral	National avg.	Difference
Ground Beef	$6.10	$5.84	4.5%
Fried Chicken	$1.39	$1.57	11.6%
Milk	$4.54	$4.67	2.8%
Potatoes	$4.93	$4.93	0.1%
Pizza	$12.10	$12.09	0.1%
Beer	$9.83	$10.41	5.6%

Health Care

Item	Terral	National avg.	Difference
Optometrist	$119.30	$125.68	5.1%
Doctor	$100.35	$135.78	26.1%
Dentist	$102.46	$113.29	9.6%
Ibuprofen	$10.38	$10.65	2.6%
Lipitor	$511.35	$468.60	9.1%

Housing

Item	Terral	National avg.	Difference
Home Price	$40,200.00	$184,700.00	78.2%
Avg. Mortgage Payment	$2,086.56	$2,346.69	11.1%
Apartment Rent	$508.00	$949.00	46.5%

Transportation

Item	Terral	National avg.	Difference
Gasoline	$3.10	$3.46	10.5%
Tire Balancing	$62.19	$59.92	3.8%

Utilities

Item	Terral	National avg.	Difference
All Electricity	$182.99	$193.99	5.7%
Phone	$193.02	$192.25	0.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sugden, OK	31	93	7.0%
Ryan, OK	834	74	26.3%
Nocona, TX	2,982	79	21.1%
Byers, TX	401	80	20.1%
Henrietta, TX	3,073	83	16.6%
Terral, OK	399	75	25.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Paul, AK	399	114	14.2%
Maxeys, GA	399	93	6.9%
Dowling, MI	399	90	10.4%
Fifty Lakes, MN	399	120	19.5%
New Eucha, OK	399	80	19.6%
Terral, OK	399	75	25.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Terral, OK