| Index | Onyx | Toledo | Ohio |
| Cost of living | 87 | 87 | 92 |
| Goods & Services | 105 | 105 | 100 |
| Groceries | 99 | 99 | 101 |
| Health care | 86 | 86 | 98 |
| Housing | 56 | 55 | 73 |
| Transportation | 100 | 100 | 100 |
| Utilities | 94 | 94 | 99 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $28,661 | $2,388 | $669 | $860 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| Item | Toledo | National avg. | Difference |
| Haircut | $23.45 | $24.26 | 3.3% |
| Beauty Salon | $39.83 | $45.56 | 12.6% |
| Toothpaste | $3.75 | $3.70 | 1.3% |
| Shampoo | $1.21 | $1.28 | 5.5% |
| Movie | $11.62 | $12.13 | 4.2% |
| Bowling | $11.78 | $18.00 | 34.6% |
| Item | Toledo | National avg. | Difference |
| Ground Beef | $6.28 | $5.84 | 7.5% |
| Fried Chicken | $1.39 | $1.57 | 11.4% |
| Milk | $4.55 | $4.67 | 2.5% |
| Potatoes | $4.83 | $4.93 | 2.1% |
| Pizza | $11.74 | $12.09 | 2.9% |
| Beer | $10.79 | $10.41 | 3.6% |
| Item | Toledo | National avg. | Difference |
| Optometrist | $82.43 | $125.68 | 34.4% |
| Doctor | $123.67 | $135.78 | 8.9% |
| Dentist | $92.00 | $113.29 | 18.8% |
| Ibuprofen | $10.24 | $10.65 | 3.9% |
| Lipitor | $421.83 | $468.60 | 10.0% |
| Item | Toledo | National avg. | Difference |
| Home Price | $83,600.00 | $184,700.00 | 54.7% |
| Avg. Mortgage Payment | $1,797.82 | $2,346.69 | 23.4% |
| Apartment Rent | $737.00 | $949.00 | 22.3% |
| Item | Toledo | National avg. | Difference |
| Gasoline | $3.38 | $3.46 | 2.3% |
| Tire Balancing | $64.21 | $59.92 | 7.2% |
| Item | Toledo | National avg. | Difference |
| All Electricity | $180.12 | $193.99 | 7.2% |
| Phone | $184.90 | $192.25 | 3.8% |
| City | Population | Cost of Living Index | National Avg. |
| Harbor View, OH | 156 | 100 | 0.4% |
| Williston, OH | 419 | 85 | 15.2% |
| Stony Ridge, OH | 601 | 86 | 13.8% |
| Luna Pier, MI | 1,134 | 89 | 11.4% |
| Walbridge, OH | 3,145 | 88 | 11.5% |
| Toledo, OH | 275,116 | 87 | 13.2% |
| City | Population | Cost of Living Index | National Avg. |
| Durham, NC | 276,341 | 105 | 5.4% |
| Irvine, CA | 272,694 | 198 | 98.4% |
| Saskatoon, SK | 281,340 | n/a | |
| Chula Vista, CA | 268,779 | 156 | 56.1% |
| Fort Wayne, IN | 268,378 | 90 | 10.3% |
| Toledo, OH | 275,116 | 87 | 13.2% |
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